I have had Missed payments, defaults and a CCJ can I still get a Right to Buy Mortgage credit problems in the past. Being given the chance to purchase your council home at a discount under the Right to Buy Scheme can come out of the blue – often … [Read more...]
Mortgage and product news, best buys and tips
Borrow up to 7 times income with a Second Mortgage
Want to borrow up to six or seven times your income if so a Remortgage may not be your best option. Debt consolidate and capital raising options Most mortgage lenders limit borrowing to 4 to 5 times your income but we have access to … [Read more...]
Remortgage to repay a tax bill
NEW first charge mortgage solution to Repay a tax bill with a standard remortgage product. I have been in the mortgage business for more years than I care to recount and first charge mortgage Lenders have always drew a line when tax bill … [Read more...]
Portfolio Landlords Buy to Let Mortgage changes in September 2017
New Buy to Let Mortgage Rule from Portfolio Landlords from the regulator. Get set for a tougher underwriting time if you have 4 or More Buy to Let Properties. Buy to let landscape for professional Portfolio Landlords to change in Sept 17 with yet … [Read more...]
Best rental calculation for buy to let mortgage
Borrow more on a buy to let mortgage with one of the best rental calculation products on the market Which lender has the Best rental calculation for Buy to Let Mortgages? The answer is things change all the time but below is one of the … [Read more...]
Buy to Let Mortgage On A Visa
Buy to Let Mortgage On A Visa Tier 1 or Tier 2. Purchase a UK buy to let without permanent rights to reside in the country Yes at last we have a lender in the UK market which can lend on Buy to Let Mortgage On A Visa with a competative rates. There … [Read more...]
Income Multiples for Bad Credit Mortgage products
Bad credit mortgages at 4.5 times income If your looking to find out What the Income Multiples are for Bad Credit Mortgage products then you have found the right place. Mortgages are risk based, as such if there is a lenience towards bad credit then … [Read more...]
Rules for Foreign National Mortgage Applicants
UK lending criteria for Foreign National Mortgage Applicants with a Visa There are two main ways UK Mortgage Lenders look at underwriting around foreign national mortgage applicants living and working in the UK looking to buy a property: … [Read more...]
Mortgage to include 4 applicants incomes
Mortgage for 4 people using 100% of all incomes to help with affordability. Increase your mortgage borrowing by using incomes from more than 2 applicants Believe me common sense can prevail if more than two incomes are coming into a household then we … [Read more...]
Mortgage Product Transfer vs Remortgage
Advantages and Disadvantages of opting for a mortgage Product Transfer and staying with your exciting provider rather than a Remortgage. As part of my role as a Mortgage Advisor, I look after my clients with their initial mortgage (as you would … [Read more...]
