Can I fix my mortgage if I’m in an early repayment charge period? When you take out a new mortgage the chances are the lender will impose a charge for at least the benefit period, so for example if you took a two year discounted rate it is likely … [Read more...] about Want to fix rate mortgage but have an early repayment charge
Mortgages
Mortgage and product news, best buys and tips
Down valuations in the south increasing better remortgages now
Remortgage to release equity before the opportunity goes as Down valuations increase House prices have generally remained resilient even through the last deep recession, however recently there appears to be a number of Commentators hanging their … [Read more...] about Down valuations in the south increasing better remortgages now
Mortgage affordability set to get tougher
Getting the maximum mortgage but what about the lenders Mortgage affordability rules There are a couple of building societies that will lend up to 6 times your income on a mortgage. They flit in and out of the market depending on their appetite and … [Read more...] about Mortgage affordability set to get tougher
Can I get a mortgage if I’m not on the Right to Buy papers?
Right to Buy Mortgage without being on the RTB papers Getting a Right to Buy Mortgage without being on the Right to Buy papers is nearly impossible. If you are reading this article it’s likely you’ve tried a number of places including your own … [Read more...] about Can I get a mortgage if I’m not on the Right to Buy papers?
Mortgages for people who get paid Cash in hand
My employer pays me cash in hand can I get a mortgage? Cash in hand mortgages Getting a mortgage when you are paid in Cash in hand can be frustrating. Last time I checked the HMRC website being paid in cash is not a crime but to some Mortgage … [Read more...] about Mortgages for people who get paid Cash in hand
Right to Buy Mortgage credit problems in the past
I have had Missed payments, defaults and a CCJ can I still get a Right to Buy Mortgage credit problems in the past. Being given the chance to purchase your council home at a discount under the Right to Buy Scheme can come out of the blue – often … [Read more...] about Right to Buy Mortgage credit problems in the past
Borrow up to 7 times income with a Second Mortgage
Want to borrow up to six or seven times your income if so a Remortgage may not be your best option. Debt consolidate and capital raising options Most mortgage lenders limit borrowing to 4 to 5 times your income but we have access to … [Read more...] about Borrow up to 7 times income with a Second Mortgage
Remortgage to repay a tax bill
NEW first charge mortgage solution to Repay a tax bill with a standard remortgage product. I have been in the mortgage business for more years than I care to recount and first charge mortgage Lenders have always drew a line when tax bill … [Read more...] about Remortgage to repay a tax bill
Portfolio Landlords Buy to Let Mortgage changes in September 2017
New Buy to Let Mortgage Rule from Portfolio Landlords from the regulator. Get set for a tougher underwriting time if you have 4 or More Buy to Let Properties. Buy to let landscape for professional Portfolio Landlords to change in Sept 17 with yet … [Read more...] about Portfolio Landlords Buy to Let Mortgage changes in September 2017
Best rental calculation for buy to let mortgage
Borrow more on a buy to let mortgage with one of the best rental calculation products on the market Which lender has the Best rental calculation for Buy to Let Mortgages? The answer is things change all the time but below is one of the … [Read more...] about Best rental calculation for buy to let mortgage
