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Mortgages

Mortgage and product news, best buys and tips

Shared Ownership for Foreign Nationals with a 5% deposit

by Payam Azadi

5% Deposit Mortgage For Foreign Nationals on a UK Visa

If you can't buy a property outright, talk to our Expert brokers dealing with Shared Ownership Mortgages for Foreign Nationals At Niche Advice, we can secure a Shared Ownership Mortgage for Foreign Nationals living and working in the UK on a Visa, … [Read more...] about Shared Ownership for Foreign Nationals with a 5% deposit

Gifted Equity deposit vs Director’s Loan Mortgage

by Payam Azadi

limited company buy to let mortgage

Comparing Gifted Equity deposit vs Director’s Loan to fund your Limited Company Buy-to-Let Mortgage Gifted Equity deposit vs Director’s Loan: What is the difference? When moving a buy-to-let investment property from personal ownership to a limited … [Read more...] about Gifted Equity deposit vs Director’s Loan Mortgage

How do I get a mortgage with missed payments?

by Payam Azadi

Best Bad Credit Mortgage

Securing a Mortgage with missed Payments on loans, credit cards Utility bills and even mortgages In this practical guide, I discuss how we can help, and you can help improve your chances of getting a mortgage with missed payments. To put this … [Read more...] about How do I get a mortgage with missed payments?

How to Get a Mortgage If You Work for Your Family

by Payam Azadi

How we can help What are the Mortgage lending rules if you park for a family member and need to get a Mortgage? Getting a mortgage whilst being a part of a family-owned business often involves a comprehensive assessment by the lenders. This … [Read more...] about How to Get a Mortgage If You Work for Your Family

Maximum age for a mortgage – How long can you take a Mortgage over

by Payam Azadi

Things to think about when setting the Mortgage Term This “maximum age for a mortgage” article is aimed at borrowing “standard” repayment mortgages using “earned” income for properties you plan to live in, unless otherwise stated. Other … [Read more...] about Maximum age for a mortgage – How long can you take a Mortgage over

Can’t Remortgage to Clear Your Second Charge? Here Are Your Options

by Payam Azadi

A Game-Changing Mortgage Option: Understanding Enhanced Income Formula Rules There could be a multitude of reasons why you took out a second charge secure loan but if this was meant to be a “stop-gap” and now you find yourself in the position … [Read more...] about Can’t Remortgage to Clear Your Second Charge? Here Are Your Options

Offset Mortgage: How They Work and why you should consider it

by Payam Azadi

offset-mortgage products

Understanding Offset Mortgage Products: A Guide to Making Your Money Work Smarter The generic way offset mortgage facilities work is simple. A savings account (called an Offset Deposit Account) will be set up alongside your mortgage. Any … [Read more...] about Offset Mortgage: How They Work and why you should consider it

Which UK Bank Offers You The Maximum Mortgage Affordability

by Payam Azadi

Maximum Mortgage Affordability Comparison for Residential Mortgages for Single and Joint Persons. In this article, I have worked on Mortgage Affordability Comparison using the research tool MBT, which references over forty-five UK mortgage … [Read more...] about Which UK Bank Offers You The Maximum Mortgage Affordability

5% Deposit Mortgages With Visas For Foreign Nationals | Niche

by Payam Azadi

5% Deposit Mortgage For Foreign Nationals on a UK Visa

Are you a foreign national looking for mortgage advice in the UK? Learn more about visa mortgages and how to secure a Mortgage with only a 5% deposit. 5% deposit Mortgages with Visas for foreign nationals living and buying in the UK are a real … [Read more...] about 5% Deposit Mortgages With Visas For Foreign Nationals | Niche

1 Year Fix Self Employed Mortgage

by Payam Azadi

Borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 Bumper year or just 1 year’s trading – borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 … it could be the ideal … [Read more...] about 1 Year Fix Self Employed Mortgage

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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