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You are here: Home / Archives for Mortgages

Mortgages

Mortgage and product news, best buys and tips

Changes to the Family Buy to Let Mortgage product in the UK

by Payam Azadi

buy to let limited company mortgage

Buy to Let Mortgages to rent to family members rules - Information on Regulated Buy to Let Mortgages     If you want to buy a house and rent it to a family member such as your children (aged over 18 years), father, mother, brother sister, aunt and … [Read more...] about Changes to the Family Buy to Let Mortgage product in the UK

Mortgage Conveyancing explained

by Richard Stokes

Executor Loan

What does a Mortgage conveyancer /solicitor do when a property is purchased and how does this effect my house purchase chances? My role as a Mortgage Broker is to obtain finance to purchase a property requires me to keep you updated until the … [Read more...] about Mortgage Conveyancing explained

What do mortgage lenders look for in your bank statements?

by Payam Azadi

bank statments

If you are applying for a mortgage then the chances are the lender will want to see your bank statements, but why are these relevant? … [Read more...] about What do mortgage lenders look for in your bank statements?

Top 10 Mortgage valuation problems

by Payam Azadi

Mortgage Valuations problems

Mortgage valuation problems & what property defects are mortgage lenders looking for in their valuation? When you are arranging a mortgage the lender will carry out a basic mortgage valuation. This article covers the Top 10 Mortgage … [Read more...] about Top 10 Mortgage valuation problems

Mortgage with a criminal record

by Payam Azadi

Tips on getting a Mortgage with a criminal record and how to source the right mortgage in the UK if you have been to prison.  I am a firm believer that people who have paid their price should always be given a second chance. Unfortunately this may … [Read more...] about Mortgage with a criminal record

Why its time to Remortgage to a fixed rate

by Payam Azadi

5 year Fixed Mortgage rates from 2.44% maybe its time to Remortgage to a fixed rate now In recent years remortgages have not been as popular as they once were as rates have been so low, however both the Chancellor and Governor of the Bank of England … [Read more...] about Why its time to Remortgage to a fixed rate

Buy to let Mortgage Limited Companies

by Payam Azadi

buy to let mortgage

Key points on Buy to let Mortgage Limited Companies and how the finance side of things work Following the budget landlords have been turning to limited company wrappers for their portfolios but is there only an upside? Moving assets out of an … [Read more...] about Buy to let Mortgage Limited Companies

Deposit levels needed to get a Mortgage with a default

by Payam Azadi

bad credit mortgage

Your guide on getting a Mortgage with a Default. Read below about how much deposit you need and what are the maximum limits on past defaults. The good news is I specialist in mortgages for customers with defaults on their credit file. The bad … [Read more...] about Deposit levels needed to get a Mortgage with a default

Deposit levels needed to get a Mortgage with a CCJ

by Payam Azadi

Bad credit mortgage

How much deposit do I need to get a Mortgage with a CCJ This article is about obtaining mortgage finance if you have a county court judgement (ccj). It is aimed at residential mortgage customers who want a conventional mortgage; it is not open to … [Read more...] about Deposit levels needed to get a Mortgage with a CCJ

Mortgage with bad credit Update July 2015

by Payam Azadi

Credit Check

Getting a Mortgage with Bad credit including CCJs, Default, Missed payment and debt management plans. Residential and Buy to Let Mortgages with Bad Credit Missed payments on loans and Credit cards County Court Judgements (CCjs) And … [Read more...] about Mortgage with bad credit Update July 2015

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

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