Reading up on a subject on the internet is helpful but can fall short on delivery, for instance, one of their biggest searches on our website is ‘gifted deposits’ for mortgages. Invariably applicants digest this and then on their own try and make it … [Read more...] about Gifted deposit or gifted equity mortgages
Mortgages
Mortgage and product news, best buys and tips
Bad Credit mortgage needed after a divorce
I have a few Defaults and CCJs after a messy divorce can I get a mortgage even if I have got bad credit? I would say almost around 35% of all the adverse mortgage enquiries received are to do with a relationship or marital bust up in the past. … [Read more...] about Bad Credit mortgage needed after a divorce
Mortgage after new job
How quickly can I get a mortgage after getting a new job? The minimum period with a current employer could be as little as a week but does depend on your job history and, in particular, what you were doing prior to your new job. For instance, … [Read more...] about Mortgage after new job
Free Tax Assessment On Your Buy To Let With Multiple Occupants
Buy to Let Tax advice service We have been coming across a number of clients who are paying too much tax on their existing buy to lets with multiple tenants in them. It’s not their fault, and it’s not even obvious to their accountants who often are … [Read more...] about Free Tax Assessment On Your Buy To Let With Multiple Occupants
Tier 1 Visa mortgage lenders in the UK
Mortgage with Tier 1 Visa for foreign national applicants living and working in the UK Many Tier 1 Visa mortgage applications are unfortunately declined by lenders. To make matters worse the decision is not an initial one at the start but … [Read more...] about Tier 1 Visa mortgage lenders in the UK
Bankruptcy Mortgage after 2 years rates start from 4.89
If you are looking for a bankruptcy mortgage after 2 years of being discharged, and have a 25% deposit then look no further. Niche Advice is delighted to provide access to ‘exclusive’ funds from a building society for bankrupts who have only been … [Read more...] about Bankruptcy Mortgage after 2 years rates start from 4.89
Buy to Let Mortgage Into Retirement
If you are looking for a buy to let mortgage into retirement then look no further. This exceptional product does not have an age limit which is almost unheard of in this day and age. This means that you can continue to enjoy rental income in your … [Read more...] about Buy to Let Mortgage Into Retirement
95% Halifax Help to Buy Mortgage products
95% Halifax Mortgages for Help To Buy 2 Mortgage Guarantee Scheme It has been an exciting week as more and more lenders scramble to grab headlines by expressing their willingness to participate in the Help To Buy 2 Mortgage Guarantee Scheme. We … [Read more...] about 95% Halifax Help to Buy Mortgage products
Help to Buy Mortgage
Help to Buy Mortgage Equity Loans Help to Buy Mortgage is a method of buying a property with the help of the Government. The concept is to make home ownership more affordable and also further UK building. The Help to Buy Mortgage equity loan is … [Read more...] about Help to Buy Mortgage
Holiday Let Mortgages
How do I get a holiday let Mortgage for properties with variable rent? By resident mortgage expert Mr Payam Azadi Competition has returned to the holiday let mortgage market with rates as low as 3.29% (5.7% APR)*. It is welcome news for amateur … [Read more...] about Holiday Let Mortgages
