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Mortgages

Mortgage and product news, best buys and tips

Offset Mortgage: How They Work and why you should consider it

by Payam Azadi

offset-mortgage products

Understanding Offset Mortgage Products: A Guide to Making Your Money Work Smarter The generic way offset mortgage facilities work is simple. A savings account (called an Offset Deposit Account) will be set up alongside your mortgage. Any … [Read more...] about Offset Mortgage: How They Work and why you should consider it

Which UK Bank Offers You The Maximum Mortgage Affordability

by Payam Azadi

Maximum Mortgage Affordability Comparison for Residential Mortgages for Single and Joint Persons. In this article, I have worked on Mortgage Affordability Comparison using the research tool MBT, which references over forty-five UK mortgage … [Read more...] about Which UK Bank Offers You The Maximum Mortgage Affordability

5% Deposit Mortgages With Visas For Foreign Nationals | Niche

by Payam Azadi

5% Deposit Mortgage For Foreign Nationals on a UK Visa

Are you a foreign national looking for mortgage advice in the UK? Learn more about visa mortgages and how to secure a Mortgage with only a 5% deposit. 5% deposit Mortgages with Visas for foreign nationals living and buying in the UK are a real … [Read more...] about 5% Deposit Mortgages With Visas For Foreign Nationals | Niche

1 Year Fix Self Employed Mortgage

by Payam Azadi

Borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 Bumper year or just 1 year’s trading – borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 … it could be the ideal … [Read more...] about 1 Year Fix Self Employed Mortgage

First Time Buyer 100% Mortgage UK launched by Skipton

by Payam Azadi

First Time Buyer 100% Mortgage

Skipton – 100% Mortgage For First Time Buyers Please see below the basis of the First Time Buyer 100% Mortgage UK launched by Skipton Building Society.  As it’s hot off the press, it is unclear at the moment as to … [Read more...] about First Time Buyer 100% Mortgage UK launched by Skipton

5 Year Fixed Buy to Let Mortgage with no early repayment charges

by Payam Azadi

Benefits from rental calculations to fit on a 5 Year Fixed Buy to Let Mortgage with no early repayment charges throughout - Best of both worlds I rarely pen about specific products but feel compelled to do so about the Accord Mortgages 5 Year … [Read more...] about 5 Year Fixed Buy to Let Mortgage with no early repayment charges

A mortgage with Default – Should I pay it off?

by Payam Azadi

mortgage with a defualt

Getting a Mortgage with Default on your Credit Report Should I pay off my default to get a mortgage is a question I hear with regularity. I retort “No you should have paid it off in the first place!” – only joking - I appreciate it’s not that … [Read more...] about A mortgage with Default – Should I pay it off?

Best Right to Buy Mortgage Broker in New Addington and CR0 postcode

by Payam Azadi

Right to Buy Mortgage in Leeds, Yorkshire

Niche Advice are based in Vulcan way, New Addington Surrey CRO and can help clients get the best Right to Buy Mortgage. Are you a Right to Buy homebuyer in New Addington, Croydon and Surrey looking for a reliable Right-to-Buy Mortgage Broker in … [Read more...] about Best Right to Buy Mortgage Broker in New Addington and CR0 postcode

My partner has Bad credit can I get a mortgage?

by Payam Azadi

Best Bad Credit Mortgage

Applying for a Mortgage Yourself When Spouse Has Bad Credit You may be surprised to know that having a spouse with bad credit doesn't mean you can't get a mortgage in a single name. Here's what you need to know. Can your long-term Partner’s … [Read more...] about My partner has Bad credit can I get a mortgage?

Right to Shared Ownership scheme Mortgage

by Payam Azadi

Mortgage for Right to Shared Ownership scheme Calling all Tenants living in social and affordable housing The Right to Shared Ownership scheme is now open. Right to Shared Ownership has opened its door for Tenants living in social and … [Read more...] about Right to Shared Ownership scheme Mortgage

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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