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You are here: Home / Archives for Mortgages

Mortgages

Mortgage and product news, best buys and tips

Mortgage with CCJ

by Payam Azadi

Bad credit mortgage

Can I get a Mortgage with CCJ and how much deposit do I need to have to make it work. The good news is having a county court judgement (ccj) does not necessarily preclude you from obtaining a Mortgage with CCJ but you will need to know you way … [Read more...] about Mortgage with CCJ

Mortgages with defaults

by Payam Azadi

Credit Check

It is harder to get a mortgage with defaults but we have solutions available. If you are searching for mortgages with defaults then you are in the right place. If you have had defaults on credit then we can help you get a mortgage quickly and … [Read more...] about Mortgages with defaults

Self employed mortgage requirements

by Payam Azadi

Holiday home mortgage

Are you self employed and struggling to get a Mortgage. In this article we will breakdown some of our recent FAQ's It is fair to say most mortgage lenders will lend to the self employed applicants that have been  trading for at least a three years … [Read more...] about Self employed mortgage requirements

Ex Pat Buy to Let mortgage options in the UK

by Payam Azadi

buy to let mortgage

I currently live aboard as an Ex Pat and own a property in the UK which I want to refinance to get a buy to let mortgage is this possible? As an expatriate you will be aware that getting a mortgage on your property may not be a simple as before … [Read more...] about Ex Pat Buy to Let mortgage options in the UK

Can I get a mortgage based on 6 times income

by Payam Azadi

We need to borrow 6 times our salaries can you help us get a mortgage. When I first wrote about 6 times income mortgages back in 2011 I did not appreciate the response to enlist my help would be so great. Interest rates were at that point destined … [Read more...] about Can I get a mortgage based on 6 times income

Holiday home mortgage products

by Payam Azadi

Holiday home mortgage

I’m a landlord how can get into the holiday homes market High buy to let rental yields Buy to let mortgages for variable rent Mortgages for seasonal buy to let home homes Where is the best place to buy a holiday home By resident mortgage … [Read more...] about Holiday home mortgage products

Getting a Mortgage with a Low Credit Score

by Payam Azadi

Credit Check

My bank has declined my mortgage application due to a low credit score can you help? My credit rating is ‘fair’ on Experian can I get a mortgage? Creditexpert says my credit is ‘poor’ how will that affect my chances of getting a mortgage? By … [Read more...] about Getting a Mortgage with a Low Credit Score

Holiday home mortgages

by Payam Azadi

Holiday home mortgage

Holiday Home Mortgage and lenders who will take seasonal rental income from holiday makers on holiday Home products By residential expert Mr Payam Azadi Holiday Homes can be a very lucrative property investment. This year in particular has seen … [Read more...] about Holiday home mortgages

I have new job can I get a mortgage

by Payam Azadi

Mortgage in a probationary period new job

 Mortgages for self employed who have recently become employed Mortgages for employed applicants within a probationary period Mortgages for applicants who have been employed for just one month By residential mortgage expert Mr Payam … [Read more...] about I have new job can I get a mortgage

Mortgages for foreign nationals

by Payam Azadi

Up to 90% loan to value Mortgages for foreign nationals on a Tier 1 and Tier 2 Okay - you’ve been working here for a while and are getting fed up of paying a high amount of rent and are therefore looking to buy your first property. For this to … [Read more...] about Mortgages for foreign nationals

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5 Year Fixed Mortgage with only 2 Year Early repayment charg

5 Year Fixed Mortgage with only 2 Year Early repayment charge

By Payam Azadi

right to buy mortgage with a CCJ

Right to buy mortgage with a CCJ or Default

By Payam Azadi


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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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