Compare HMO Conversion Finance Costs: Two Main Funding Routes Explained The story of HMO Conversion projects - In 2024, the number of mandatory and additional HMO licenses that were granted across Great Britain was 23,947. As I write, the … [Read more...] about HMO Conversion Finance Costs in the UK: Purchase Refurb Funding
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Maximum Age Mortgage Approval Explained
Getting the maximum mortgage for older borrowers Why is age so important when getting a mortgage? In this article, I discuss the maximum age in relation to purchasing a residential property on a repayment mortgage, i.e., a property you intend … [Read more...] about Maximum Age Mortgage Approval Explained
Mortgage Lenders vs HMRC Deadlines: When Self-Employed Borrowers Must File Self-Assessment for 2025 Mortgages
SA302 and Tax Year Overview requirements for getting a Mortgage If you are a sole trader, landlord or limited company director, you are probably familiar with the 31st January deadline for filing online self-assessments. The reality is you are … [Read more...] about Mortgage Lenders vs HMRC Deadlines: When Self-Employed Borrowers Must File Self-Assessment for 2025 Mortgages
Wills and Trusts: Key Questions Answered
Understanding the Importance of Wills and Trusts A Will is a legal document activated at death, directing how your estate will be distributed. In contrast, a Trust can be in effect during your lifetime or triggered upon death. Here are some … [Read more...] about Wills and Trusts: Key Questions Answered
Commercial Mortgage up to 75% Loan to value
Did you know we also arrange Commercial Mortgage products? Here’s how we can help your business grow. It’s become clear to us at Niche Advice that many of our clients – individuals we’ve helped with residential and buy-to-let mortgages – don’t … [Read more...] about Commercial Mortgage up to 75% Loan to value
Getting a Loan on Right to Buy property you have purchased
So you already have a Right to buy property. You're in your 5-year redemption discount period and need a Loan on Right to Buy property In recent years, there has been a remarkable surge in Right to Buy applications, as council tenants scramble to … [Read more...] about Getting a Loan on Right to Buy property you have purchased
Executor Loans – How to Obtain Financing for Executors
Executor Loan – Monetary Advance Against The Value Of An Estate When "time is of the essence," an Executor Loan could be the solution you've been searching for. The loss of a loved one is always distressing, but the additional responsibility of … [Read more...] about Executor Loans – How to Obtain Financing for Executors
Mortgage with Vested Shares and UK Lenders
Getting a UK Mortgage with Vested Shares, even if paid in foreign currency! If you are reading this article on getting a mortgage with Vested Shares, you have probably been scratching your head as to why the majority of UK Mortgage Lenders fail to … [Read more...] about Mortgage with Vested Shares and UK Lenders
High Mortgage Interest Rate? How to Remortgage in 2025.
How do I get off my high mortgage interest rate with a Remortgage, even with bad credit The history of High Mortgage Interest Rate products. It’s fair to say that the mortgage interest rates in the UK have been hovering around the 4 to 5% range … [Read more...] about High Mortgage Interest Rate? How to Remortgage in 2025.
5 Year Fixed Mortgage with only 2 Year Early repayment charge
Virgin Money Switch & Fix – Available through Intermediaries only, like Niche Advice a great 5 Year Fixed Mortgage with only 2 Year Early repayment charge In this article, I review Virgin Money’s Fix and Switch residential mortgage, which is … [Read more...] about 5 Year Fixed Mortgage with only 2 Year Early repayment charge
Right to buy mortgage with a CCJ or Default
How to get a Council home Right to buy mortgages with CCJ’s or defaults and missed payments In this article, we will focus on obtaining a Right to Buy mortgage with a CCJ or default that has been registered within the last three years. If the CCJ … [Read more...] about Right to buy mortgage with a CCJ or Default
Mortgage to Pay Tax Bill: Understanding Your Options
Using a Mortgage to Pay a Tax Bill – Expert Solutions for HMRC Debt This is an article about Mortgage to Pay a Tax Bill that has been unpaid, and you are looking for a resolution through property finance. It used to be that using property … [Read more...] about Mortgage to Pay Tax Bill: Understanding Your Options
Free Mortgage Advice for Buy to Let Portfolio Landlords
Our Free Mortgage Advice for Buy to Let Portfolio Landlords includes a comprehensive review of your mortgage finances. At Niche Advice, we’re proud to introduce our Free Mortgage Advice for Buy-to-Let Portfolio Landlord offering, which has … [Read more...] about Free Mortgage Advice for Buy to Let Portfolio Landlords
Auction Finance Problems Avoid Costly Mistakes When Buying at Auction
Auction Finance Problems Strategies for Unforeseen Challenges Auction Finance Problems can be just around the corner as It can be easy to get drawn into the Auction Finance process when looking to purchase a property at Auctions. Before you know … [Read more...] about Auction Finance Problems Avoid Costly Mistakes When Buying at Auction
Bridging Schedule of Works for Property Refurbishment
What is a bridging lender looking for in a Bridging Schedule of Works for property renovation? If you are reading this article on “how to complete a Bridging Schedule of Works,” you are probably about to embark on a house renovation or … [Read more...] about Bridging Schedule of Works for Property Refurbishment
