• Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Menu
  • Home
  • Videos
  • Online Tools
  • Residential
    • Mortgage Deals
    • First Time Buyer
    • Remortgage
    • Right to Buy Mortgage
    • Bad Credit Mortgage
    • Self Employed
    • High Income Multiple
    • Gifted Deposit
    • Foreign Nationals
    • Shared Ownership Mortgage
    • Debt Consolidation
    • Product Transfer Rate Switch
    • Close
  • Buy to Let
    • Buy to Let Mortgage Deals
    • Product Transfer Rate Switch
    • BTL 80% Loan to value
    • Buy to let Remortgage
    • Let to Buy
    • HMOs
    • Buy to Let with Bad Credit
    • Limited Company
    • Portfolios
    • Holiday Lets
    • Ex Pats
    • Rent to Family Member
    • DSS Tenants
    • Into Retirement
    • Foreign Nationals
    • Inherited Property
    • Close
  • Bridging & Commercial
    • Bridging Loans Explained
    • Why use Bridging Finance
    • Auction Finance
    • Development Finance
    • Non Standard Commercials
    • Commercial Mortgage Tips
    • Close
  • Protection
    • Home Insurance
    • Life Insurance & Protection
    • Will Writing Service
    • Probate Services
    • Close
  • About Us
    • Why Niche Advice
    • Our Fees
    • Testimonials
    • Blog
    • Privacy Notice
    • Terms and Conditions
    • Close
  • Client Portal
  • Contact Us
Best Mortgage Rates

Best Mortgage Rates

Outside the box Mortgage Solutions

No upfront fees banner

No Upfront Fees!
16 years in business Helping thousands of clients.

News

High Mortgage Interest Rate? How to Remortgage in 2025.

by Payam Azadi

High Mortgage Interest Rate

How do I get off my high mortgage interest rate with a Remortgage, even with bad credit The history of High Mortgage Interest Rate products. It’s fair to say that the mortgage interest rates in the UK have been hovering around the 4 to 5% range … [Read more...] about High Mortgage Interest Rate? How to Remortgage in 2025.

5 Year Fixed Mortgage with only 2 Year Early repayment charge

by Payam Azadi

5 Year Fixed Mortgage with only 2 Year Early repayment charg

Virgin Money Switch & Fix – Available through Intermediaries only, like Niche Advice a great 5 Year Fixed Mortgage with only 2 Year Early repayment charge In this article, I review Virgin Money’s Fix and Switch residential mortgage, which is … [Read more...] about 5 Year Fixed Mortgage with only 2 Year Early repayment charge

Right to buy mortgage with a CCJ or Default

by Payam Azadi

right to buy mortgage with a CCJ

How to get a Council home Right to buy mortgages with CCJ’s or defaults and missed payments In this article, we will focus on obtaining a Right to Buy mortgage with a CCJ or default that has been registered within the last three years. If the CCJ … [Read more...] about Right to buy mortgage with a CCJ or Default

Mortgage to Pay Tax Bill: Understanding Your Options

by Payam Azadi

Mortgage to Pay Tax Bill

Using a Mortgage to Pay a Tax Bill – Expert Solutions for HMRC Debt This is an article about Mortgage to Pay a Tax Bill that has been unpaid, and you are looking for a resolution through property finance. It used to be that using property … [Read more...] about Mortgage to Pay Tax Bill: Understanding Your Options

Free Mortgage Advice for Buy to Let Portfolio Landlords

by Payam Azadi

Our Free Mortgage Advice for Buy to Let Portfolio Landlords includes a comprehensive review of your mortgage finances. At Niche Advice, we’re proud to introduce our Free Mortgage Advice for Buy-to-Let Portfolio Landlord offering, which has … [Read more...] about Free Mortgage Advice for Buy to Let Portfolio Landlords

Auction Finance Problems Avoid Costly Mistakes When Buying at Auction

by Payam Azadi

Auction Finance Problems Strategies for Unforeseen Challenges Auction Finance Problems can be just around the corner as It can be easy to get drawn into the Auction Finance process when looking to purchase a property at Auctions. Before you know … [Read more...] about Auction Finance Problems Avoid Costly Mistakes When Buying at Auction

Bridging Schedule of Works for Property Refurbishment

by Payam Azadi

Bridging schedule of works.

What is a bridging lender looking for in a Bridging Schedule of Works for property renovation? If you are reading this article on “how to complete a Bridging Schedule of Works,” you are probably about to embark on a house renovation or … [Read more...] about Bridging Schedule of Works for Property Refurbishment

Understanding Mortgage Deposit Lending Rules: Video Insights from Payam Azadi

by Payam Azadi

If you are a home buyer, then you really need to understand how mortgage deposit rules work in the UK. In a recent video, expert mortgage broker Payam Azadi delves into the complexities of mortgage deposit criteria and the specific documentation … [Read more...] about Understanding Mortgage Deposit Lending Rules: Video Insights from Payam Azadi

Buy to Let EPC Mortgage Green Options

by Payam Azadi

Buy to Let EPC Mortgage that can improve Energy Performance Certificate from an E to C rating. How mortgages can increase your Buy to Let EPC Mortgage and property value I suspect nearly every Landlord in England and Wales is acutely aware … [Read more...] about Buy to Let EPC Mortgage Green Options

How to Buy a Property and get a Lease extension with a Mortgage

by Richard Stokes

buying a flat with short lease mortgage.png

Lease Extension - How to Secure a Mortgage for a Short Lease Property and Extend It If you want to buy a property and need a Lease extension mortgage, this article is for you! Properties with short leases can be bargains and allow you to … [Read more...] about How to Buy a Property and get a Lease extension with a Mortgage

Right to Buy Mortgage Declined? Here’s How to Turn It Around!

by Payam Azadi

right to buy mortgage with a CCJ

Right to Buy mortgages can lead to more declines than standard purchases. There are a variety of reasons for this, and don’t despair just yet as we are experts in the Right to Buy mortgage field, and we may well be able to help. In this article we … [Read more...] about Right to Buy Mortgage Declined? Here’s How to Turn It Around!

Remortgage to pay a Tax Bill – Common mistakes

by Payam Azadi

Common mistakes made when Remortgage to pay a Tax Bill If you are reading this article, you may have already fallen into the trap of thinking Remortgage to pay a Tax Bill is straight-forward, well it isn’t, and the wrong positioning and lender … [Read more...] about Remortgage to pay a Tax Bill – Common mistakes

The 2025 Stamp Duty Changes: What Homebuyers Need to Know

by Payam Azadi

Stamp Duty Changes

It’s going to be a hectic start to 2025 for the “Mortgage World” as buyers scramble to purchase properties before the changes in England, brought about by Chancellor Rachel Reeves, come in 1st April on Stamp Duty Land Tax (SDLT). From my own … [Read more...] about The 2025 Stamp Duty Changes: What Homebuyers Need to Know

How to Avoid Common Remortgage Mistakes and Improve Approval Chances

by Payam Azadi

Common Remortgage Mistakes

Common Remortgage Mistakes to Avoid: Expert Tips for Faster Approval Background Remortgage Lenders will have their own set of rules as to what is an acceptable reason to raise money – so don’t be caught out so lets take a look at the Common … [Read more...] about How to Avoid Common Remortgage Mistakes and Improve Approval Chances

Interest Only Debt Consolidation Remortgage

by Payam Azadi

debt consolidation

A guide to Interest Only Debt Consolidation Remortgage Debt consolidation is the process used to describe combining debts. Interest only is where you are only paying the interest on the amount you’ve borrowed but are not reducing the debt. Debt … [Read more...] about Interest Only Debt Consolidation Remortgage

Next Page »

Primary Sidebar

Client Portal

Contact Us

Our Fees

Why Niche Advice

Mortgage Deals

Tools / Calculators

Latest News / Blog

More to See

5 Year Fixed Mortgage with only 2 Year Early repayment charg

5 Year Fixed Mortgage with only 2 Year Early repayment charge

By Payam Azadi

right to buy mortgage with a CCJ

Right to buy mortgage with a CCJ or Default

By Payam Azadi


*Credit Check Offer – Try it FREE for 30 days, then £14.99 a month – cancel anytime

Footer

niche advice logo
AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

Our Fees

Click here for our fees structure. A full detailed fee plan will accompany all our quotes.

Niche Advice Limited has a commercial arrangement under an affiliate programme with Check My File and is remunerated for referrals.

Terms and Conditions

If you wish to register a complaint, please write to us on the details below or call us on: 020 7993 2044.

Correspondence Address: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567.

Site Terms and Conditions
Customer Privacy Notice

NICHE ADVICE T: 020 7993 2044

Registered Office: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG. Registered in England & Wales. Company registration number: 06599033.

Contact Us
Enquire Online

© 2025 · Niche Advice Limited · Site Designed by Niche Advice Design Team