Bridging finance
Niche Advice knowledge centre
News & Insights
Mortgage news, lender criteria updates, specialist mortgage guidance and company announcements.
Bridging finance
34 guides
Bridging finance
Bridging finance
Capital Raising With a Bridging Loan: How It Works and When It Fits
A capital raising bridging loan lets you release equity from property quickly. How it works, when it is regulated, what lenders want, and the exit that repays it.
Bridging finance
Bridging Loan for a Short-Lease Property: How It Works
A bridging loan for a short-lease property can fund a flat a normal mortgage refuses, then exit once the lease is extended. How it works, from our advisers.
Bridging finance
Bridging Loans in Personal Name or Limited Company, Regulated or Unregulated — How We Frame Your Case Before We Shop the Lenders
How we frame your bridging case across entity, regulation, purpose and valuation basis — before we shop the lender panel. A calm broker explainer.
Bridging finance
FCA-Regulated Bridging Loans — When the Regulation Applies, What Protection It Gives You, and How We Run a Regulated Case
When is a bridging loan FCA-regulated? The Article 61 test, the MCOB protections you get, three myths debunked, and how we run a regulated case.
Bridging finance
How to Read Our Bridging Loan Calculator Result — What the Figures Mean, What’s Indicative, and What Changes When You Call
How to read our bridging loan calculator: gross vs net loan, fee basis, interest treatment, what's indicative and what changes when you call.
Bridging finance
I’ve Run Out of Money Finishing My Build — How Bridging Finance Can Get You to Completion + Exit
Run out of money mid-build? How a heavy refurbishment bridge finishes the internals, the gross vs net loan, and the BTL exit. General info from a broker.
Bridging finance
Cross-Charge Bridging: How to Use Equity in Your Home to Buy Another Property (Without a Residential Remortgage)
A cross-charge (sometimes called a second charge over your existing property) lets you raise the deposit — or sometimes the whole purchase price — for a new property by securing the borrowing against the…
Bridging finance
The Developer’s Guide to Bridging & Development Finance Ratios
In short: Development finance is capped two ways: against the finished value (loan-to-GDV) and against the total build cost (loan-to-cost), with the lender advancing the lower of the two. Understanding both ratios, and how…
Bridging finance
Auction Finance Problems Avoid Costly Mistakes When Buying at Auction
Auction Finance Problems Strategies for Unforeseen Challenges
Bridging finance