Things to consider when choosing the Best Bad Credit Mortgage product If you have had credit problems and are looking for the Best Bad Credit Mortgage, you will likely have to pay more, but the key is not to get stuck on a bad mortgage rate. But … [Read more...] about Best Bad Credit Mortgage Options 1 Year Fixed to No Early Repayment Charge Trackers
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Mortgage to pay for university fees and accommodation
Different ways for parents to get a Mortgage to pay for university fees With university fees and costs at such a high level, it is not uncommon for parents to turn to their mortgage to pay for university fees, courses, and accommodation. In this … [Read more...] about Mortgage to pay for university fees and accommodation
Buying Cash and Refinance Mortgage Pros and Cons
Pros and Cons Buying Cash and Refinance Property Bought with Cash Introduction to Property Investment Buying Cash and Refinance at a later date is a popular real estate financing strategy. This approach allows investors to enjoy the benefits of … [Read more...] about Buying Cash and Refinance Mortgage Pros and Cons
Remortgage to buy an electric Car
Image by thepassenger from Pixabay According to the RAC, there are now over one million electric cars in the UK, but with an average cost of around £50,000 to purchase them, the help of a Remortgage to buy an electric car may be a preferred … [Read more...] about Remortgage to buy an electric Car
Shared Ownership for Foreign Nationals with a 5% deposit
If you can't buy a property outright, talk to our Expert brokers dealing with Shared Ownership Mortgages for Foreign Nationals At Niche Advice, we can secure a Shared Ownership Mortgage for Foreign Nationals living and working in the UK on a Visa, … [Read more...] about Shared Ownership for Foreign Nationals with a 5% deposit
95% LTV Contractor Mortgage 48 week Daily Rate Calculation
Lenders will work from your daily rate not from the accounts or tax calculation documentation There can be barriers when looking to get a Contractor Mortgage, but with 80 UK mortgage lenders at our disposal, we can normally find a way to help … [Read more...] about 95% LTV Contractor Mortgage 48 week Daily Rate Calculation
Gifted Equity deposit vs Director’s Loan Mortgage
Comparing Gifted Equity deposit vs Director’s Loan to fund your Limited Company Buy-to-Let Mortgage Gifted Equity deposit vs Director’s Loan: What is the difference? When moving a buy-to-let investment property from personal ownership to a limited … [Read more...] about Gifted Equity deposit vs Director’s Loan Mortgage
Foreign National Mortgage Deposit – 95% Loan to value option
Foreign National Mortgage Deposit - How much do you need as a down payment? When I first started helping foreign nationals get UK mortgages over fifteen years ago it was a poorly served market, even fast forwarding to 2022/23 the active lenders … [Read more...] about Foreign National Mortgage Deposit – 95% Loan to value option
How do I get a mortgage with missed payments?
Securing a Mortgage with missed Payments on loans, credit cards Utility bills and even mortgages In this practical guide, I discuss how we can help, and you can help improve your chances of getting a mortgage with missed payments. To put this … [Read more...] about How do I get a mortgage with missed payments?
How buy now pay later contracts affect mortgages
Klarna, GoCardless and PayPal Credit charges - Buy now pay later contracts and mortgage affordability. "Buy now, pay later contracts” and arrangements have existed for decades but are becoming more prevalent with the emergence of major fintech … [Read more...] about How buy now pay later contracts affect mortgages
How to Get a Mortgage If You Work for Your Family
How we can help What are the Mortgage lending rules if you park for a family member and need to get a Mortgage? Getting a mortgage whilst being a part of a family-owned business often involves a comprehensive assessment by the lenders. This … [Read more...] about How to Get a Mortgage If You Work for Your Family
Best Online Conveyancing Quote from over 70 providers
Guide to Online Conveyancing Quotes At Niche Advice, we have partnered with Digital Move and Smoove to help clients get access to instant and accurate Online Conveyancing Quotes. Navigating the legalities of a property transaction can be as … [Read more...] about Best Online Conveyancing Quote from over 70 providers
Maximum age for a mortgage – How long can you take a Mortgage over
Things to think about when setting the Mortgage Term This “maximum age for a mortgage” article is aimed at borrowing “standard” repayment mortgages using “earned” income for properties you plan to live in, unless otherwise stated. Other … [Read more...] about Maximum age for a mortgage – How long can you take a Mortgage over
Can’t Remortgage to Clear Your Second Charge? Here Are Your Options
A Game-Changing Mortgage Option: Understanding Enhanced Income Formula Rules There could be a multitude of reasons why you took out a second charge secure loan but if this was meant to be a “stop-gap” and now you find yourself in the position … [Read more...] about Can’t Remortgage to Clear Your Second Charge? Here Are Your Options
Offset Mortgage: How They Work and why you should consider it
Understanding Offset Mortgage Products: A Guide to Making Your Money Work Smarter The generic way offset mortgage facilities work is simple. A savings account (called an Offset Deposit Account) will be set up alongside your mortgage. Any … [Read more...] about Offset Mortgage: How They Work and why you should consider it
