I need a lender who will take my net profit into account To most of the UK Mortgage Lenders you are either ‘employed’ or ‘self employed’ when they set about calculating your affordability. The reality is most Limited Companies are husband and … [Read more...] about Mortgages for Limited Company Owners
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90% Mortgage With Low Fees and Free Valuation great for First Time Buyers
It’s rare that I feel compelled to put pen to paper about a specific mortgage product but this 90% mortgage is so competitive it jumped out at me. The initial mortgage rate is 4.59% which represents a discount of 0.6% of the lender’s standard … [Read more...] about 90% Mortgage With Low Fees and Free Valuation great for First Time Buyers
Self Employed Mortgages based on last years accounts
I need a Mortgage lender who will lend on my last year’s net profit figure Thought your Accounts were good until you tried to get a self employed mortgage? The reality is most Accountants will ensure accounts are configured to show the absolute … [Read more...] about Self Employed Mortgages based on last years accounts
Will I Get Tax Relief On My Pension Contributions
Do I qualify for tax rebate on what I’m paying into my pension? There are two main criteria when assessing whether you will qualify for tax relief on your pension contributions: Whether you are considered to be a ‘relevant UK person’ How much … [Read more...] about Will I Get Tax Relief On My Pension Contributions
HMO Mortgage Product for First Time Buyers – 3 Year Term Loan
If you have been surfing the net or talking to brokers you are probably acutely aware that buying Houses In Multiple Occupation (HMO property) as a first time buyer is very challenging. The traditional method is by way of bridging finance but even … [Read more...] about HMO Mortgage Product for First Time Buyers – 3 Year Term Loan
HMO bridging finance for first time buyer buy to let landlords
n the recession Entrepreneurs are getting more adept and maximising property opportunities as capital is king right now. One of the principle methods they are using is the division of rooms within a house for multiple tenants. So if you are thinking … [Read more...] about HMO bridging finance for first time buyer buy to let landlords
HMO mortgage for first time buyer buy to let landlords
Solution for first-time buyer landlords who wish to purchase Houses In Multiple Occupation HMO. Lender’s have traditionally been wary of properties of this type as they are let to more that oneindividual and thus eviction for repossession can be … [Read more...] about HMO mortgage for first time buyer buy to let landlords
Remortgage options for existing Santander borrowers after standard variable rate rise
What to do if you’re on a Santander standard variable rate after the mortgage lender signals rate increases. May be it's time to remortgage. If you are an existing Santander or Abbey mortgage holder and are currently on a standard variable rate … [Read more...] about Remortgage options for existing Santander borrowers after standard variable rate rise
Personal Pension advice for self employed business owners
Getting the right pension advice is key if your self employed want to plan for your retirement in the right way. If you are self employed I should imagine you do not have time to trawl through pension brochures and their small print, and dare I say … [Read more...] about Personal Pension advice for self employed business owners
Best Buy to Let mortgage until your 85 years old – No minimum income interest only
4.48% Free Legal’s up to 75% Loan to Value fixed fee which is great for larger loan sizes and people near the retirement age. We have now got access to great new exclusive buy to let product for professional landlords which doesn't require a minimum … [Read more...] about Best Buy to Let mortgage until your 85 years old – No minimum income interest only
Getting a Mortgage with a family gifted deposit
How we can help with gifted deposit Mortgages Give you advice around lenders criteria and family gifted deposits Who can make a gift and how it can be made Overseas gifts and money laundering rules Gifted equities - meaning actual % of … [Read more...] about Getting a Mortgage with a family gifted deposit
Buy to let mortgage no minimum income required
Buy to let mortgage no minimum income required Surely no one would purchase a buy to let property without savings in the bank for essential repairs and to cover periods of vacancy? Yet strangely this is what the UK buy to let lenders would have us … [Read more...] about Buy to let mortgage no minimum income required
80% Buy To Let mortgage product
Get a Buy to Let mortgage with only 20% deposit. No minimum earned income requirement and available to applicants who have just started work I am pleased to announce that we have access to a cracking buy to let product which requires a small … [Read more...] about 80% Buy To Let mortgage product
Buy to Let Mortgage for people who have had CCJs and Defaults
We now have access to Buy to let mortgage products for people who have had late payments on loans or cards and some CCJs and Defaults Today I am please to announce that we have got access a ground breaking Buy to Let mortgage product for minor level … [Read more...] about Buy to Let Mortgage for people who have had CCJs and Defaults
HMO Mortgage | HMO Remortgage
Getting a Buy to let HMO Mortgage is not straight forward. However we are experienced in positioning the application to the HMO lenders for a favorable response. Ahead of writing this article I thought it might be helpful to conduct some additional … [Read more...] about HMO Mortgage | HMO Remortgage
