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Insurance costs to go up after the EU gender directive

by Richard Stokes

home insurance

The cost of protecting your family and belongings is set to rise after 21 December 2012 For quite a number of years life insurance costs have been actually going down for many and one of the biggest beneficiaries have been women in general as … [Read more...] about Insurance costs to go up after the EU gender directive

How Much Does Bridging Finance Cost

by Payam Azadi

Property Development Finance

I want the cheapest bridging finance but am not sure how it all works with the rates and other costs. Free QuoteNo upfront broker feesUp to 85% Loan to Value for Light Refurbishment projectsBroker fees of £499 inc VAT for standard cases paid on … [Read more...] about How Much Does Bridging Finance Cost

Property Development Finance 100% of Build Costs

by Payam Azadi

Property Development Finance

100% of Build Costs On Day One Property Development Finance is not always stright forward, If you have had experience in obtaining development business you will have encountered phrases such as ‘lend against open market value’ and ‘based on a 90 … [Read more...] about Property Development Finance 100% of Build Costs

Buy to Let Mortgage in the UK for foreign nationals

by Payam Azadi

Are you are here on a Tier 1 or Tier 2 work visa? Do you want to buy your first UK home to live in or purchase property to let? Read on to find out how we can help…. BACKGROUND The UK, and particularly the London property market, is one of the … [Read more...] about Buy to Let Mortgage in the UK for foreign nationals

Auction Finance for Property – How to choose the right provider and complete on the deal fast

by Payam Azadi

Looking to buy a Property in a Auction but want to know how much you can borrow and how you can complete in less then 30 days. One of the most fundamental things you need to put in place before you go to a property auction is finance as most … [Read more...] about Auction Finance for Property – How to choose the right provider and complete on the deal fast

Guide on getting a mortgage after bankruptcy in the UK

by Payam Azadi

Mortgage after Bankruptcy box

I am a discharged bankrupt what are my realistic chances of getting a mortgage?  If you type in ‘bankruptcy mortgages’ into Google we will appear on the first page. This means that we receive constant and high level of enquiries from ex-bankrupts … [Read more...] about Guide on getting a mortgage after bankruptcy in the UK

Buy to Let Mortgages until your 90 and No proof of income is required

by Payam Azadi

“Saving rates are at an all-time low and unlikely to improve in the near future. So if you seek income to supplement your pension why not turn to investing in property?” Fact: inflation has recently grown ahead of saving rates. Therefore if you … [Read more...] about Buy to Let Mortgages until your 90 and No proof of income is required

Mortgages for Limited Company Owners

by Payam Azadi

I need a lender who will take my net profit into account To most of the UK Mortgage Lenders you are either ‘employed’ or ‘self employed’ when they set about calculating your affordability. The reality is most Limited Companies are husband and … [Read more...] about Mortgages for Limited Company Owners

90% Mortgage With Low Fees and Free Valuation great for First Time Buyers

by Payam Azadi

It’s rare that I feel compelled to put pen to paper about a specific mortgage product but this 90% mortgage is so competitive it jumped out at me. The initial mortgage rate is 4.59% which represents a discount of 0.6% of the lender’s standard … [Read more...] about 90% Mortgage With Low Fees and Free Valuation great for First Time Buyers

Self Employed Mortgages based on last years accounts

by Payam Azadi

I need a Mortgage lender who will lend on my last year’s net profit figure Thought your Accounts were good until you tried to get a self employed mortgage? The reality is most Accountants will ensure accounts are configured to show the absolute … [Read more...] about Self Employed Mortgages based on last years accounts

Will I Get Tax Relief On My Pension Contributions

by Richard Stokes

Do I qualify for tax rebate on what I’m paying into my pension? There are two main criteria when assessing whether you will qualify for tax relief on your pension contributions: Whether you are considered to be a ‘relevant UK person’ How much … [Read more...] about Will I Get Tax Relief On My Pension Contributions

HMO Mortgage Product for First Time Buyers – 3 Year Term Loan

by Payam Azadi

If you have been surfing the net or talking to brokers you are probably acutely aware that buying Houses In Multiple Occupation (HMO property) as a first time buyer is very challenging. The traditional method is by way of bridging finance but even … [Read more...] about HMO Mortgage Product for First Time Buyers – 3 Year Term Loan

HMO bridging finance for first time buyer buy to let landlords

by Payam Azadi

n the recession Entrepreneurs are getting more adept and maximising property opportunities as capital is king right now. One of the principle methods they are using is the division of rooms within a house for multiple tenants. So if you are thinking … [Read more...] about HMO bridging finance for first time buyer buy to let landlords

HMO mortgage for first time buyer buy to let landlords

by Payam Azadi

Property Development Finance

Solution for first-time buyer landlords who wish to purchase Houses In Multiple Occupation HMO. Lender’s have traditionally been wary of properties of this type as they are let to more that oneindividual and thus eviction for repossession can be … [Read more...] about HMO mortgage for first time buyer buy to let landlords

Remortgage options for existing Santander borrowers after standard variable rate rise

by Payam Azadi

What to do if you’re on a Santander standard variable rate after the mortgage lender signals rate increases. May be it's time to remortgage. If you are an existing Santander or Abbey mortgage holder and are currently on a standard variable rate … [Read more...] about Remortgage options for existing Santander borrowers after standard variable rate rise

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Mortgage Lenders vs HMRC Deadlines: When Self-Employed Borrowers Must File Self-Assessment for 2025 Mortgages

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
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