If you work in the CIS Construction Industry then you will need a CIS Mortgage Scheme, then please read on The Construction Industry Scheme is technically a sub-contractor set up. In this article, we will discuss the CIS Mortgage Scheme and how … [Read more...] about CIS Mortgage Scheme Broker how much can you borrow
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Best 5 Year Fixed Mortgage UK Index October 2021
Niche Advice Rate Tracker Index (NARTI) The Niche Advice Market Watch Rate Tracker Index (NARTI) looks into the progress of best mortgage rates 5 year fixed UK mortgage rates over the course of time. It is designed to show short term trends to … [Read more...] about Best 5 Year Fixed Mortgage UK Index October 2021
IR35 Contractor Mortgage Umbrella Company Daily Rate Mortgage
New Contractor Mortgage after IR35 Umbrella Company Employee Mortgage & Daily Rate products If you are reading this article you have probably been impacted by the IR35 tax changes from April 2021 affecting Contractor mortgages. You are not … [Read more...] about IR35 Contractor Mortgage Umbrella Company Daily Rate Mortgage
How to Improve your Credit Score before a Mortgage Application
Top tips to Improve your Credit Score from a Mortgage Broker A computerised decision tool known as "credit scoring" is often used by major high street banks to screen and reject unwanted mortgage applicants, and normally includes a credit … [Read more...] about How to Improve your Credit Score before a Mortgage Application
First Time Buyer Mortgage 5.5 times income with 10% deposit
From 26th April 2021, we will have access to an exciting new mortgage aimed at first time buyers which will allow them to borrow up to 5.5 times income on a mortgage. Where this is really special and exciting is it goes all the way up to 90% … [Read more...] about First Time Buyer Mortgage 5.5 times income with 10% deposit
Help to Buy Caps introduced on the maximum property value
Help to Buy England & Wales Update The Government Help to Buy Scheme has been a huge success and enabled many people become home owners who might otherwise have been excluded. The Help to Buy Scheme has been refined along the way and is now … [Read more...] about Help to Buy Caps introduced on the maximum property value
Top five year fixed Rates
Niche Advice Rate Tracker Index (NARTI) The Niche Advice Market Watch Rate Tracker Index(NARTI) looks into the progress of five year fixed mortgage rates over the course of time. It is designed to show short term trends to actively help applicants … [Read more...] about Top five year fixed Rates
First Time Buyer Mortgage FAQs
First Time Buyer Mortgage Affordability rules deposit second jobs bonus & commission income Mr Payam Azadi has experienced first-hand the repetition of questions from first time buyer mortgage clients and brings them together in this … [Read more...] about First Time Buyer Mortgage FAQs
Mortgage Watch – Best 5 Year Fixed Mortgage Index
Niche Advice Mortgage Watch Rate Tracker Index (NARTI) The Niche Advice Mortgage Watch Rate Tracker Index (NARTI) looks into the progress of five year fixed mortgage rates over the course of time. It is designed to show short term trends to … [Read more...] about Mortgage Watch – Best 5 Year Fixed Mortgage Index
5.5 times income Professional Mortgage for purchases with 10% deposit
Borrow more if you are a Professional The UK Mortgage Market has pretty much been stuck at 4.49 times income for cases with less than 15% deposit for months now so it’s refreshing to learn as we turn into February 2021 that we can now provide a … [Read more...] about 5.5 times income Professional Mortgage for purchases with 10% deposit
How Contractor Mortgages Work
From Daily Rate IT Contractor to Zero Hour and Fixed Term Contracts How do Contractor Mortgages work? | This is not a straight-forward answer so you must watch this video by mortgage expert Mr Payam Azadi in which he explores how Contractor … [Read more...] about How Contractor Mortgages Work
Probate Services
Instructing a professional estate administration provider What to consider Following a bereavement, there are a number of tasks to be considered and completed. This responsibility falls to the Executor(s) if there’s a Will or Administrator(s) … [Read more...] about Probate Services
10% deposit Mortgage for Foreign Nationals with a Visa December 2020
After an absence of several months 10% deposit mortgage offering for foreign nationals on a Visa has returned. Judging from our experience the demand for this innovation is very high. The lender is currently limiting access to first time … [Read more...] about 10% deposit Mortgage for Foreign Nationals with a Visa December 2020
Buy To Let Foreign Nationals Tier 1 Tier 2 Visa
Personal names and Limited Company Buy To Let Mortgage for Foreign Nationals In this article, I explore the options for foreign national buy to let mortgages.The text is aimed at mortgage applicants who live and work in the UK but are on … [Read more...] about Buy To Let Foreign Nationals Tier 1 Tier 2 Visa
The Truth about Free legals on Mortgages
Extra costs of free legal packages on Mortgages Free legals are common on remortgages and rare on purchases. Where there is free legals the Mortgage Lender appoints a Solicitor of their choice to act on your behalf. The free legals concept is a … [Read more...] about The Truth about Free legals on Mortgages
