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You are here: Home / Mortgages / Foreign National Mortgage / Spousal Visa Mortgage with husband

by Payam Azadi

Spousal Visa Mortgage with husband

Mortgage Questions

I am looking for a Spousal Visa Mortgage with husband who has Permanent Rights to Remain can I go on the mortgage?

The short is ‘yes‘ you can get a Spousal Visa Mortgage . The challenge you have is finding the best product option as the lenders that will lend on a spousal visa basis are few and far between and are not captured well on the comparison sites so you may need to enlist the services of a Mortgage Professional such as Niche Advice otherwise you may pay well over the odds or be trapped by a lengthy exit charge.

We have access to lenders who can opt to bypass the spouse visa rules which means you could access mortgages with just 10% deposit which is a 90% loan to value mortgage product.  Others underwriting conditions do apply and there can be restrictions depending on the time the applicant has been here in the UK so its always worth speaking to us about the full case profile when it comes to Spousal Visa Mortgage cases.

More information on getting a mortgage with Spousal Visa can be found by clicking on the below link

https://www.nicheadvice.co.uk/10-deposit-mortgage-for-foreign-nationals-with-a-visa-in-the-uk/

For more information on getting a mortgage with a Visa please complete the enquiry form on this page or call us on 020 7993 2044.

Payam Azadi

Author: Payam Azadi

Payam Azadi is a partner at Niche Advice who are whole of the market Independent Mortgage Brokers. His role is very much focused on Property financing both on residential and commercial lines. To get in contact with him please click here.

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Filed Under: Foreign National Mortgage

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Payam Azadi

10% deposit Mortgage for Foreign Nationals with a Visa December 2020

After an absence of several months 10% deposit mortgage offering for foreign nationals on a Visa has returned. Judging from our experience the demand for this innovation is very high. The lender is currently limiting access to first time … [Read More...]

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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