Mortgage for Ex bankrupts

Guide on getting a mortgage after bankruptcy in the UK

I am a discharged bankrupt what are my realistic chances of getting a mortgage? We receive a constant and high level of enquiries from ex-bankrupts looking to obtain a mortgage. In this article I will give you guidance on what you need to get … [Read more...] about Guide on getting a mortgage after bankruptcy in the UK

[box title="AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS." bg_color="#4c4c4c" icon="info-circle" icon_style="border" icon_shape="circle" align="center" text_color="#ffffff"][/box] If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

HMO Mortgages: How They Work and What Lenders Look For

What this article covers Right — if you're looking at a house, picturing it carved up into individual rooms with separate tenants, and wondering why your usual mortgage broker has gone quiet on you, here's the thing about HMO mortgages: they sit in their own world. They're not standard buy to let with a bigger number on the end. The lender panel is different, the way the property gets valued is different, and the questions you'll get asked are different. We regularly advise on these cases, and borrowers can come unstuck when they assume an HMO would be financed like any other rental. It won't … [Read More...] about HMO Mortgages: How They Work and What Lenders Look For

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Guide on getting a mortgage after bankruptcy in the UK