Published 3 September 2013 · Last reviewed 19 January 2022 · Older article — see current rates
Niche Advice are an independent mortgage broker in London Victoria and offer a range of residential, buy to let and commercial mortgages to prospective clients looking to purchase or remortgage property within the Central London area.
As well as being fully independent we are classified as a โwhole of a market mortgage broker in London Victoria which means that we have access to all of the UKโs mortgage lenders without any bias to ensure that the right mortgage is selected for you. As well as the household lender names we can also arrange mortgages with specialist centralised lenders that have no high street presence and private banks.
As a mortgage broker in London Victoria, we appreciate the local Central London market including Mayfair very well. We are fully versed in helping with complex mortgage requirements such as mortgages for foreign nationals, multi-currency mortgages, and mortgages for high net worth individuals.
Central London possesses many converted and purpose-built flats with short leases and as such you need a local mortgage broker in London Victoria, such as Niche Advice, who will guide you through the best financial way to approach the situation.
As a mortgage broker in London Victoria, we can also take care of the mortgage-related ancillary products and services including:
- Bespoke buildings insurance listed buildings, contents insurance to include unique artifacts, and discounts for high-gated security.
- International life insurance and income protection if you share your time between countries.
- We have insurance products specifically for the high net worth for sum assureds over ยฃ1 million.
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority. A small number of buy-to-let mortgages are FCA-regulated โ typically Consumer Buy-to-Let (where the borrower is not acting in the course of a business, such as an accidental landlord who has inherited or moved out of a former main residence) and Family Buy-to-Let (where the property is let to an immediate family member). Limited-company buy-to-let, portfolio buy-to-let and standard personal-name buy-to-let are not regulated by the FCA.
Where the underlying mortgage is not FCA-regulated, the lender's conduct on that loan is not covered by FCA rules and you may have reduced access to the Financial Ombudsman Service for complaints about the lending decision or product terms. However, Niche Advice Limited is a Credit Broker authorised and regulated by the Financial Conduct Authority (FCA No: 750263), and our broking activity โ including the introduction we make to the lender โ IS FCA-regulated under the FCA's CONC rules. Complaints about our broking service can therefore be referred to the Financial Ombudsman Service in the usual way.

