Published 25 February 2017 · Last reviewed 25 February 2017 · Older article — see current rates
Ex Pat Mortgage solutions – I’m moving to the UK can I buy a property in the UK in advance?
If you are an Ex pat and are now thinking of relocating to the UK and want to buy a property with the help of a mortgage then you are reading the right article.
Rather than bore you here are the bones of the eligibility:
- Minimum property deposit 25%.
- Can still be based abroad i.e. no UK foot print is acceptable.
- No obligation to set a deadline date to move in or enter the UK.
- We will need a clear understanding of your sustainable income position.
- Accept salary paid in currencies other than British Sterling.
- Self-employed applicants must have an internationally recognised accountant.
- Must be willing to open a UK bank account to service the mortgage payments.
- Competitive interest rates.
- Foreign Nationals, Tier 1 and Tier 2 Visa applicants welcomed.
If your looking to Rent out the property then please click on this link: Ex Pat Buy to Let mortgage options in the UK
Lender criteria for applicants on a UK visa vary materially by visa category, remaining duration of leave, length of UK residence and immigration status. The lenders that will accept your application — and the maximum loan-to-value, interest rate and product type available to you — may change if your visa is renewed, varied, or near expiry. This article describes general industry practice as at the date shown above the title; it is not a statement of any individual lender's current criteria and is not regulated advice. Speak to a qualified Niche Advice adviser, who will assess your specific visa, residency and income position before recommending any product.




