Stamp Duty Calculator from HMRC The good people at HMRC have been kind enough to produce a stamp duty calculator which takes into account recent changes. I like this calculator as its simple and enables you to put the exact date of completion in and … [Read more...] about Stamp Duty Calculator
Auction Bridging Finance Rates
A break down of our Auction Bridging Finance Rates and products We all know purchasing a property at an auction can be very lucrative but the process is time-sensitive, as such standard mortgages usually fail to cater for auction properties. … [Read more...] about Auction Bridging Finance Rates
How to work out the new Stamp Duty rates from 4th December 2014
How to work out the new Stamp Duty rates from 4 December 2014 Great news for long-suffering homebuyers. The Chancellor has finally decided to look at stamp duty rates and has actually come up with something that works for most people. Until there … [Read more...] about How to work out the new Stamp Duty rates from 4th December 2014
How to get a mortgage over five times income
I need a mortgage over five times income. Can you help me? The answer is “maybe”. That’s because it is all dependent on your current circumstances. After the recent mortgage market review changes in 2014 things have certainly become more difficult … [Read more...] about How to get a mortgage over five times income
Mortgage rules on gifted properties from parents and family
A guide on the different Mortgage rules on gifted properties from parents and family also known as gifted equity and using this gift as your main deposit So you’re lucky enough to be a potential beneficiary a gifted property from your parents. The … [Read more...] about Mortgage rules on gifted properties from parents and family
Buy to let mortgage to rent to a family member
I want to help a close relative by letting my buy-to-let to them. Can I get a Buy to let mortgage to rent to a family member? Buy to lets are effectively businesses so mortgage lenders need to ensure they are run on a commercial basis. There is a … [Read more...] about Buy to let mortgage to rent to a family member
Mortgage with missed payment showing on credit report
Can lenders consider me for a mortgage with missed payment showing on my credit report? missed mortgage payments missed credit card payments missed utility Bill payments missed catalogue directory payments missed mobile phone … [Read more...] about Mortgage with missed payment showing on credit report
Mortgages for sales person with low basic income and high commission
Mortgages for sales person with low basic income and high commission who want to take hundred percent of their commission income towards a mortgage. If you work ‘in Sales’ and have a low basic salary you are likely to have experienced … [Read more...] about Mortgages for sales person with low basic income and high commission
Mortgage for non uk nationals on a Visa
Mortgage for non uk nationals on a Visa who now want to buy a property in the UK. Tier 1 or 2 general VISA and spouse applicants mortgage applicants applicants If you’re looking for a mortgage with a VISA in the UK then you have certainly come … [Read more...] about Mortgage for non uk nationals on a Visa
The Mortgage works changes buy to let rental stress rate
Bad news for buy to let landlords as one of the Uk's largest lenders The Mortgage works changes its buy to let rental stress rate for 65% to 75% LTV products This is going to be quite a big blow for most buy to let landlords specially around London … [Read more...] about The Mortgage works changes buy to let rental stress rate
