In short: Mortgage lenders need to verify your income, identity, address and deposit before they will lend. Exactly what you supply depends on how you earn (employed, self-employed, company director), the type of purchase (residential, buy-to-let, … [Read more...] about What documents do I need to get a Residential Mortgage?
Mortgage with a criminal record
A mortgage when you have a criminal recordAn unspent conviction does not automatically rule out a mortgage — we look at which lenders may consider your circumstances.Important informationTHINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME OR … [Read more...] about Mortgage with a criminal record
Why its time to Remortgage to a fixed rate
5 year Fixed Mortgage rates from 2.44% maybe its time to Remortgage to a fixed rate now In recent years remortgages have not been as popular as they once were as rates have been so low, however both the Chancellor and Governor of the Bank of England … [Read more...] about Why its time to Remortgage to a fixed rate
Buy to let Mortgage Limited Companies
Key points on Buy to let Mortgage Limited Companies and how the finance side of things work Following the budget landlords have been turning to limited company wrappers for their portfolios but is there only an upside? Moving assets out of an … [Read more...] about Buy to let Mortgage Limited Companies
Deposit levels needed to get a Mortgage with a default
Your guide on getting a Mortgage with a Default. Read below about how much deposit you need and what are the maximum limits on past defaults. The good news is I specialist in mortgages for customers with defaults on their credit file. The bad news … [Read more...] about Deposit levels needed to get a Mortgage with a default
Deposit levels needed to get a Mortgage with a CCJ
How much deposit do I need to get a Mortgage with a CCJ This article is about obtaining mortgage finance if you have a county court judgement (ccj). It is aimed at residential mortgage customers who want a conventional mortgage; it is not open to … [Read more...] about Deposit levels needed to get a Mortgage with a CCJ
Mortgage with bad credit Update July 2015
Getting a Mortgage with Bad credit including CCJs, Default, Missed payment and debt management plans. Residential and Buy to Let Mortgages with Bad Credit Missed payments on loans and Credit cards County Court Judgements (CCjs) And … [Read more...] about Mortgage with bad credit Update July 2015
Halifax withdraws its 1% cashback first-time buyer mortgages
Halifax in a shock withdrawal of its 1% cashback mortgage incentive for first-time buyers only giving a few hours for full application to be submitted. I was very disappointed to read an email timed at 4 O’clock this afternoon notifying us that … [Read more...] about Halifax withdraws its 1% cashback first-time buyer mortgages
5 things you need to know about getting a mortgage with a Visa
If your a Foreign national looking to get a mortgage with a Visa you really need to read my tips 1. Not all brokers are the same When it comes to foreign national mortgages and getting mortgage with a Visa things are likely to be different … [Read more...] about 5 things you need to know about getting a mortgage with a Visa
Woolwich Mortgages have made another change to their affordability criteria
Woolwich will now lend up to 5 times income for certain type of mortgages. Surprise, surprise Woolwich Mortgages have decided to change their mind again and put in yet another income multiple revision. Historically Woolwich mortgages was one of the … [Read more...] about Woolwich Mortgages have made another change to their affordability criteria