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Payam Azadi

Mortgages for foreign nationals

by Payam Azadi

Up to 90% loan to value Mortgages for foreign nationals on a Tier 1 and Tier 2 Okay - you’ve been working here for a while and are getting fed up of paying a high amount of rent and are therefore looking to buy your first property. For this to … [Read more...] about Mortgages for foreign nationals

Mortgages for Flats Above Shops and Other Commercial

by Payam Azadi

Mortgages for Flats Above Shops

Finding it hard to find a lender for your property? Poor valuer’s comments – who will give you a mortgage? Boundary disputes / Flying Freeholds financeNew build / Ex local authority / Concrete construction mortgages By resident mortgage … [Read more...] about Mortgages for Flats Above Shops and Other Commercial

Top 5 tips for Commercial Mortgages

by Payam Azadi

Development finance

What do Commercial Mortgage Lenders look for? How best can I present my Commercial Mortgage? Improve your chances of a successful Commercial Mortgage Much has been written about the slow flow of lending from banks to businesses. On the high … [Read more...] about Top 5 tips for Commercial Mortgages

Gifted Deposits for Mortgages

by Payam Azadi

secured loans

Can I fund my mortgage deposit by a gift? Who can make gifts towards a purchase of a property? What happens if my deposit money is coming from abroad? And many more ‘gifted deposits’ questions answered by resident mortgage expertMr Payam Azadi We are … [Read more...] about Gifted Deposits for Mortgages

Simple guide to the Help to Buy Scheme

by Payam Azadi

Holiday home mortgage

The Government Help To Buy Scheme. How Does It All Work? Unlike the normal rhetoric that flows easily from the spin doctors –  the Government Help To Buy Scheme is designed to assist first time and next time buyers looking to purchase a new build … [Read more...] about Simple guide to the Help to Buy Scheme

Re mortgage from The Mortgage Works standard variable rate

by Payam Azadi

buy to let mortgage

Borrowing additional money or re mortgage options for existing The Mortgage Works clients Let’s not beat around the bush one of the main reasons why applicants would have been recommended to go down The Mortgage Works path is the fact they wanted a … [Read more...] about Re mortgage from The Mortgage Works standard variable rate

I don’t want my Buy to let to be in a Limited Company anymore

by Payam Azadi

I want to access the lowest buy to let rates on the market Resident buy to let expert Mr Payam Azadi explains the hoops you need to go though to remove Buy to Lets from a Limited Company. Once upon a time it may have seemed like a good idea to … [Read more...] about I don’t want my Buy to let to be in a Limited Company anymore

Need a buy to let mortgage for DSS tenants

by Payam Azadi

buy to let mortgage for DSS tenants

Buy to let mortgage solutions for landlords who let to tenants that receive DSS assistance It is maddening to hear that most lenders are still stuck in a bigoted world when it comes to accepting Buy to-let applications for landlords who let to DSS … [Read more...] about Need a buy to let mortgage for DSS tenants

Secured Loans can be a better solution for you

by Payam Azadi

secured loans

It may be cheaper to take a second charge than redeem your mortgage Resident expert Mr Payam Azadi explains how excellent secured loan rates can help you. The last few years have been testing however I personally applaud the stance on interest … [Read more...] about Secured Loans can be a better solution for you

Buy to let mortgage solutions for long tenancies

by Payam Azadi

Mortgages

 Buy to Let Mortgages with long tenancies can provide stable income and eradicate uncertainty As a Buy-to-let landlord myself I was delighted to hear Mayor Boris Johnson beat the drum at London Assembly recently with regards to longer tenancy … [Read more...] about Buy to let mortgage solutions for long tenancies

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[box title="AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS." bg_color="#4c4c4c" icon="info-circle" icon_style="border" icon_shape="circle" align="center" text_color="#ffffff"][/box] If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

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