My bank has declined my mortgage application due to a low credit score can you help? My credit rating is ‘fair’ on Experian can I get a mortgage? Creditexpert says my credit is ‘poor’ how will that affect my chances of getting a mortgage? By … [Read more...] about Getting a Mortgage with a Low Credit Score
Holiday home mortgages
Holiday Home Mortgage and lenders who will take seasonal rental income from holiday makers on holiday Home products By residential expert Mr Payam Azadi Holiday Homes can be a very lucrative property investment. This year in particular has seen … [Read more...] about Holiday home mortgages
I have new job can I get a mortgage
Mortgages for self employed who have recently become employed Mortgages for employed applicants within a probationary period Mortgages for applicants who have been employed for just one month By residential mortgage expert Mr Payam … [Read more...] about I have new job can I get a mortgage
Mortgages for foreign nationals
Up to 90% loan to value Mortgages for foreign nationals on a Tier 1 and Tier 2 Okay - you’ve been working here for a while and are getting fed up of paying a high amount of rent and are therefore looking to buy your first property. For this to … [Read more...] about Mortgages for foreign nationals
Mortgages for Flats Above Shops and Other Commercial
Finding it hard to find a lender for your property? Poor valuer’s comments – who will give you a mortgage? Boundary disputes / Flying Freeholds financeNew build / Ex local authority / Concrete construction mortgages By resident mortgage … [Read more...] about Mortgages for Flats Above Shops and Other Commercial
Top 5 tips for Commercial Mortgages
What do Commercial Mortgage Lenders look for? How best can I present my Commercial Mortgage? Improve your chances of a successful Commercial Mortgage Much has been written about the slow flow of lending from banks to businesses. On the high … [Read more...] about Top 5 tips for Commercial Mortgages
Gifted Deposits for Mortgages
Can I fund my mortgage deposit by a gift? Who can make gifts towards a purchase of a property? What happens if my deposit money is coming from abroad? And many more ‘gifted deposits’ questions answered by resident mortgage expertMr Payam Azadi We are … [Read more...] about Gifted Deposits for Mortgages
Simple guide to the Help to Buy Scheme
The Government Help To Buy Scheme. How Does It All Work? Unlike the normal rhetoric that flows easily from the spin doctors – the Government Help To Buy Scheme is designed to assist first time and next time buyers looking to purchase a new build … [Read more...] about Simple guide to the Help to Buy Scheme
Re mortgage from The Mortgage Works standard variable rate
Borrowing additional money or re mortgage options for existing The Mortgage Works clients Let’s not beat around the bush one of the main reasons why applicants would have been recommended to go down The Mortgage Works path is the fact they wanted a … [Read more...] about Re mortgage from The Mortgage Works standard variable rate
I don’t want my Buy to let to be in a Limited Company anymore
I want to access the lowest buy to let rates on the market Resident buy to let expert Mr Payam Azadi explains the hoops you need to go though to remove Buy to Lets from a Limited Company. Once upon a time it may have seemed like a good idea to … [Read more...] about I don’t want my Buy to let to be in a Limited Company anymore
