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Richard Stokes

Free Tax Assessment On Your Buy To Let With Multiple Occupants

by Richard Stokes

tax advice services

Buy to Let Tax advice service We have been coming across a number of clients who are paying too much tax on their existing buy to lets with multiple tenants in them. It’s not their fault, and it’s not even obvious to their accountants who often are … [Read more...] about Free Tax Assessment On Your Buy To Let With Multiple Occupants

Looking for investment returns with low risks

by Richard Stokes

Fed up of disappointing savings rates? Want a safe place to invest? Improve your chances of making money without the risk By Richard Stokes, Independent Financial Adviser Savings rates are generally poor and have been for the last few years. So … [Read more...] about Looking for investment returns with low risks

High net worth insurance

by Richard Stokes

When it comes to high net worth home insurance look beyond the sales gimmicks Getting home insurance for high net worth properties is an essential part of managing risk and when it comes to finding a suitable cover it is essential that you partner … [Read more...] about High net worth insurance

High-value home insurance

by Richard Stokes

High-value home insurance buildings and contents for UK  properties over a million pounds Before I wrote this article I typed in Google ‘high-value home insurance’ and I was inundated with lots of adverts and links on all or claiming that they had … [Read more...] about High-value home insurance

Insurance costs to go up after the EU gender directive

by Richard Stokes

home insurance

The cost of protecting your family and belongings is set to rise after 21 December 2012 For quite a number of years life insurance costs have been actually going down for many and one of the biggest beneficiaries have been women in general as … [Read more...] about Insurance costs to go up after the EU gender directive

Will I Get Tax Relief On My Pension Contributions

by Richard Stokes

Do I qualify for tax rebate on what I’m paying into my pension? There are two main criteria when assessing whether you will qualify for tax relief on your pension contributions: Whether you are considered to be a ‘relevant UK person’ How much … [Read more...] about Will I Get Tax Relief On My Pension Contributions

Personal Pension advice for self employed business owners

by Richard Stokes

Self invested personal pensions (SIPPs)

Getting the right pension advice is key if your self employed want to plan for your retirement in the right way. If you are self employed I should imagine you do not have time to trawl through pension brochures and their small print, and dare I say … [Read more...] about Personal Pension advice for self employed business owners

Stakeholder Pension

by Richard Stokes

Richard Stokes niche advice

A stakeholder pension is effectively a low personal pension. The only way that a stakeholder pension differs from a personal pension is that a stakeholder pension has certain minimum standards that it needs to adhere to. For example, the charges … [Read more...] about Stakeholder Pension

Tax Avoidance Schemes

by Richard Stokes

Richard Stokes niche advice

Are you an IHT Planner or have you waited to the last minute? Tax Avoidance Schemes hit the headlines last week as two high profile stars Messer’s Jimmy Carr and Gary Barlow got caught up public fury. The general consensus against the low (virtual … [Read more...] about Tax Avoidance Schemes

How to avoid inheritance tax

by Richard Stokes

remortgage in london

Reduce Your Inheritance Tax liability by getting the right advice. Although this article is titled “How to avoid inheritance tax” this is merely for marketing purposes and actual terminology is should be “How can you mitigate your Inheritance Tax … [Read more...] about How to avoid inheritance tax

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