Published 16 May 2013 · Last reviewed 27 August 2014 · Older article — see current rates
I want to get a Buy to Let Remortgage with Bad Credit as I have past credit issues such as defaults, CCJs and late payments which are a few years old.
Getting a Buy to Let mortgage has become much harder with the introduction of income verification for Buy to Let landlords. There is another problem with the Buy to Let sector and that is its an accommodating nature of dealing with Buy to Let landlords looking to get a Buy to Let Remortgage with Bad Credit .
I’m glad to announce that we have access to a number of lenders that look kindly on giving Buy to Let Remortgage with Bad Credit for people with historic late or missed payments. When I mentioned bad credit Buy to Lets I’m not talking about defaults or CC Js in the last two years, and certainly not the people have been in debt management IVA or bankruptcies.
For those who’ve had some minor this late payments or historic issues that have been dealt with then we have access to some competitive rates which will enable Buy to Let landlords to refinance their property and continue riding the wave of rising property prices and rental yields.
Example of Buy to Let Remortgage with Bad Credit 2 Year Fixed products include:
| 70% loan to value | 4.39% |
| 75% loan to value | 4.79% |
| 80% loan to value | 5.74% |
The minimum property value we consider is £75,000.
Full details based on your individual circumstance will be provided ahead of application for your consideration.
Next step
(Please make sure you also have an up-to-date Equifax Credit Report ready to email to us. To get your Free Report please click on the link image)
Payam Azadi is a partner at Niche Advice Ltd who are Independent Financial and Mortgage Advisers in London.