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Buy to Let Remortgage with Bad Credit including defaults and CCJs

by Payam Azadi

buy to let Mortgage Broker

I want to get a Buy to Let Remortgage with Bad Credit as I have past credit issues such as defaults, CCJs and late payments which are a few years old.

Getting a Buy to Let mortgage  has become much harder with the introduction of income verification for Buy to Let landlords. There is another problem with the Buy to Let sector and that is its an accommodating nature of dealing with Buy to Let landlords looking to get a Buy to Let Remortgage with Bad Credit .

I’m glad to announce that we have access to a number of lenders that look kindly on giving Buy to Let Remortgage with Bad Credit  for people with historic  late or missed payments. When I mentioned bad credit Buy to Lets I’m not talking about defaults or CC Js in the last two years, and certainly not the people have been in debt management IVA or bankruptcies.

For those who’ve had some minor this late payments or historic issues that have been dealt with then we have access to some competitive rates which will enable Buy to Let landlords to refinance their property and continue riding the wave of rising property prices and rental yields.

Example of Buy to Let Remortgage with Bad Credit 2 Year Fixed products include:

70% loan to value 4.39%
75% loan to value 4.79%
80% loan to value 5.74%

The minimum property value we consider is £75,000.

Full details based on your individual circumstance will be provided ahead of application for your consideration.

Next step

Getting a Buy to Let remortgage with bad credit Is not easy and we recommend you seek professional advice. For more information please complete the enquiry form on the right-hand side of this page alternatively call us on 020 7993 2044. 

(Please make sure you also have an up-to-date Equifax Credit Report ready to email to us.  To get your Free Report please click on the link image)

Payam Azadi is a partner at Niche Advice Ltd who are Independent Financial and Mortgage Advisers in London.

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Author: Payam Azadi

Payam Azadi is a partner at Niche Advice who are whole of the market Independent Mortgage Brokers. His role is very much focused on Property financing both on residential and commercial lines. To get in contact with him please click here.

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Filed Under: Buy to Let Mortgage, Mortgages with Bad Credit

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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