What this article covers Right — if you're contracting on a day rate and a high-street lender has already told you that you "don't earn enough," here's the thing you need to know before you give up: a lot of lenders are reading your income the wrong … [Read more...] about Contractor Mortgage on Day Rate: How Lenders Read It
Contractor mortgages
CIS Subcontractor Mortgages: How Lenders Read Your Income
What this article covers Right — if you're paid under the Construction Industry Scheme and you've been told you "can't get a proper mortgage" or that you need three years of accounts before anyone will look at you, here's the thing: that's often not … [Read more...] about CIS Subcontractor Mortgages: How Lenders Read Your Income
95% LTV Contractor Mortgage 48 week Daily Rate Calculation
Lenders will work from your daily rate not from the accounts or tax calculation documentation There can be barriers when looking to get a Contractor Mortgage, but with 80 UK mortgage lenders at our disposal, we can normally find a way to help … [Read more...] about 95% LTV Contractor Mortgage 48 week Daily Rate Calculation
IR35 Contractor Mortgage Umbrella Company Daily Rate Mortgage
New Contractor Mortgage after IR35 Umbrella Company Employee Mortgage & Daily Rate products If you are reading this article you have probably been impacted by the IR35 tax changes from April 2021 affecting Contractor mortgages. You are not … [Read more...] about IR35 Contractor Mortgage Umbrella Company Daily Rate Mortgage