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You are here: Home / Archives for Mortgages / HMO Mortgage

by Payam Azadi

HMO Mortgage Guide Frequently asked questions by my Clients

hmo mortgage

House of Multiple Occupancy HMO Mortgage Questions and Answers HMO Mortgage is a vast subject surrounded by myths. In this snapshot, we attempt to cover some of the more frequently asked questions on HMOs to help provide guidance. As with all … [Read more...]

Filed Under: HMO Mortgage, Uncategorized

by Payam Azadi

HMO mortgages for Vulnerable Tenants – Social care

hmo mortgages

NON-Standard HMO mortgage solutions for landlords If you have been beavering away trying to find lenders that can look at non-standard HMO mortgages then stop you have come to the right place. HMO mortgages with Vulnerable Tenants are hard to … [Read more...]

Filed Under: HMO Mortgage

by Richard Stokes

Remortgage to convert your Buy to Let into an HMO 

hmo mortgages

Convert your Buy to Let property into an Houses in multiple occupation - HMO You may have been caught out by the reclassification of your property from a multi-let to HMO? As well as the licence itself the upgrade of the property to meet the HMO … [Read more...]

Filed Under: HMO Mortgage

by Richard Stokes

Do I need to get a new mortgage following the HMO licencing changes?

buy to let mortgage

Do I need to get a new mortgage following the HMO licencing changes? When do I have to obtain a HMO licence?Normally you’re obliged to inform your Mortgage Lender of any significant material changes to the property or its tenancy arrangements. For … [Read more...]

Filed Under: Buy to Let Mortgage, HMO Mortgage

by Payam Azadi

New Buy to Let limited company and HMO Mortgages with a small deposit

best buy to let mortgage rates

It’s no secret that many landlords are looking to place their buy to let portfolios inside Buy to let Limited Company mortgage products following the Budget last year. We are fortunate at Niche to be truly independent so we can access all the … [Read more...]

Filed Under: Buy to Let Mortgage, HMO Mortgage

by Payam Azadi

Low rate HMO mortgage

Leeds Building Society

Leeds Building Society low rate HMO mortgage great for first time HMO landlords. If you are looking to maximise rental income from your buy to let investment this Leeds Building Society low rate HMO mortgage product is perfect. HMO or to give them … [Read more...]

Filed Under: HMO Mortgage Tagged With: buy to let hmo, HMO, HMO Mortgage

by Payam Azadi

HMO Mortgage Guide 2014

buy to let mortgage

HMO mortgage options - lenders criteria - and some of the challenges faced by landlords. There are two main types of HMO mortgage applicants the ‘haves and the have-nots’. In this article am going to talk about the ‘haves’ i.e. applicants who are … [Read more...]

Filed Under: HMO Mortgage Tagged With: HMO Licensing, HMO mortgage applicants, HMO Mortgage Rates, HMO Mortgages

by Payam Azadi

HMO Mortgage Product for First Time Buyers – 3 Year Term Loan

If you have been surfing the net or talking to brokers you are probably acutely aware that buying Houses In Multiple Occupation (HMO property) as a first time buyer is very challenging. The traditional method is by way of bridging finance but even … [Read more...]

Filed Under: HMO Mortgage Tagged With: buy to let hmo, deposit needed for hmo, Fast hmo finance, HMO First Time Buyer Rates, HMO Mortgage Product for First Time Buyers, Hmo mortgages for FTB, hmo product rates, HMO Property, hmo property finance, Oversearse Buyers HMO Mortgage

by Payam Azadi

HMO bridging finance for first time buyer buy to let landlords

n the recession Entrepreneurs are getting more adept and maximising property opportunities as capital is king right now. One of the principle methods they are using is the division of rooms within a house for multiple tenants. So if you are thinking … [Read more...]

Filed Under: Bridging Loans, HMO Mortgage Tagged With: bridging finance for HMO, buy to let landlords bridging finance, first time buyer buy to let, HMO bridging finance, hmo mortgage deals, HMO mortgage product, hmo property finance, Houses In Multiple Occupation landlord finance

by Payam Azadi

HMO mortgage for first time buyer buy to let landlords

Property Development Finance

Solution for first-time buyer landlords who wish to purchase Houses In Multiple Occupation HMO. Lender’s have traditionally been wary of properties of this type as they are let to more that oneindividual and thus eviction for repossession can be … [Read more...]

Filed Under: HMO Mortgage Tagged With: complex hmo mortgage, first time buyers buy to let mortgage, first-time buyer landlords, first-time buyer landlords the lenders, hmo broker london, hmo finance, HMO first time buyers, hmo funding, HMO Mortgage, HMO mortgage product, Houses In Multiple Occupation mortgage, non standard hmo mortgage, student let mortgages

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Payam Azadi

UK Mortgage for Asylum Seekers on a Refugee Visa

Asylum seekers on a refugee visa Mortgage options from the Experts This article is aimed at mortgages for Asylum seekers on a Refugees Visa who are … [Read More...]

Payam Azadi

Mortgage for Foreign Students on a Tier 4 Visa

Mortgage options for Students on a Tier 4 Visa in the UK This article is aimed at foreign students on a Tier 4 Visa who are in the UK who are … [Read More...]

Payam Azadi

Declined Buy to let mortgage due to background property portfolio stress test

The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a … [Read More...]

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Number: 750263.

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