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You are here: Home / Archives for Mortgages

Mortgages

Mortgage and product news, best buys and tips

Mortgage Declined by Nationwide

by Payam Azadi

Been declined for a mortgage due to credit conduct we can help? Nationwide are the country's largest building society and as a mutual company, they will always look to protect their members by running tight lending criteria. It's their right and … [Read more...] about Mortgage Declined by Nationwide

Missed Mortgage payments

by Payam Azadi

Bad credit mortgage

Mortgage Arrears stopping you get a new mortgage? Mortgage Lenders do not like lending to applicants who have had a track record of missing mortgage payments. In fact, apart from not paying a tax bill, it is the single biggest detractor. Any … [Read more...] about Missed Mortgage payments

First Time Buyer Mortgage

by Payam Azadi

first time buyer mortgage facebook

First Time Buyer Mortgage questions answered This decade has seen a number of initiatives to stimulate first time buyer activity. These include cheap funds to banks for higher loan-to-value lending; Help to Buy equity loans and ISA incentives, … [Read more...] about First Time Buyer Mortgage

Another lender moves to 5.5 times income in standard criteria

by Payam Azadi

five and half times income mortgage

Great news as main bank offers 5.5 times income via mortgage brokers From 11th of October Barclays for Intermediaries will be offering a 5.5 times income multiple mortgages for the following selected clients: Mortgages must be taken on a … [Read more...] about Another lender moves to 5.5 times income in standard criteria

Self employed mortgage

by Payam Azadi

self employed mortgage

Self-employed mortgage tips. All the bits other brokers may not know or tell you about. A Self employed mortgage is different from a Mortgage Lender’s perspective. Self employed income by nature typically fluctuates and this variant conflicts … [Read more...] about Self employed mortgage

Buy to let mortgage with payment breaks

by Payam Azadi

Buy to Let Mortgage Rental Calculation

As I know first hand tenants aren't always the most reliable so a buy to let mortgage with payment breaks can be very helpful. So why is it Buy to let mortgages with payment breaks are not easy to come by? As well as a Landlord; I'm a professional … [Read more...] about Buy to let mortgage with payment breaks

Self Employed Mortgages for photographers

by Payam Azadi

self employed mortgage

Self Employed Mortgages for photographers working under a sole trader or limited company This mortgage article is aimed at professional Photographers that have an element of self employed income and therefore make a tax return submission to … [Read more...] about Self Employed Mortgages for photographers

Self Employed Mortgages for personal trainers

by Payam Azadi

self employed mortgage

Self-employed personal trainer Mortgage solutions This mortgage article is aimed at Mortgages for personal trainers that have an element of self-employed income and therefore make a tax return submission to HMRC. As a Personal Trainer, you … [Read more...] about Self Employed Mortgages for personal trainers

Mortgages for home improvements

by Payam Azadi

How Mortgage Lenders compartment home improvement categories. Home improvements have been an acceptable reason for a remortgage since time immemorial. The phrase "home improvements" can, however, mean different things to different folks. I … [Read more...] about Mortgages for home improvements

Mortgages when downsizing

by Payam Azadi

Mortgages when downsizing

Looking to sell up and move into a smaller property find out how this can be done and more importantly financed Downsizing used to be a desire limited to people retiring when often mortgages had been paid off and their children had made their own … [Read more...] about Mortgages when downsizing

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

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