Mortgage Arrears stopping you get a new mortgage? Mortgage Lenders do not like lending to applicants who have had a track record of missing mortgage payments. In fact, apart from not paying a tax bill, it is the single biggest detractor. Any … [Read more...]
Mortgage and product news, best buys and tips
First Time Buyer Mortgage
First Time Buyer Mortgage questions answered This decade has seen a number of initiatives to stimulate first time buyer activity. These include cheap funds to banks for higher loan-to-value lending; Help to Buy equity loans and ISA incentives, … [Read more...]
Another lender moves to 5.5 times income in standard criteria
Great news as main bank offers 5.5 times income via mortgage brokers From 11th of October Barclays for Intermediaries will be offering a 5.5 times income multiple mortgages for the following selected clients: Mortgages must be taken on a … [Read more...]
Self employed mortgage
Self-employed mortgage tips. All the bits other brokers may not know or tell you about. A Self employed mortgage is different from a Mortgage Lender’s perspective. Self employed income by nature typically fluctuates and this variant conflicts … [Read more...]
Buy to let mortgage with payment breaks
As I know first hand tenants aren't always the most reliable so a buy to let mortgage with payment breaks can be very helpful. So why is it Buy to let mortgages with payment breaks are not easy to come by? As well as a Landlord; I'm a professional … [Read more...]
Self Employed Mortgages for photographers
Self Employed Mortgages for photographers working under a sole trader or limited company This mortgage article is aimed at professional Photographers that have an element of self employed income and therefore make a tax return submission to … [Read more...]
Self Employed Mortgages for personal trainers
Self-employed personal trainer Mortgage solutions This mortgage article is aimed at Mortgages for personal trainers that have an element of self-employed income and therefore make a tax return submission to HMRC. As a Personal Trainer, you … [Read more...]
Mortgages for home improvements
How Mortgage Lenders compartment home improvement categories. Home improvements have been an acceptable reason for a remortgage since time immemorial. The phrase "home improvements" can, however, mean different things to different folks. I … [Read more...]
Mortgages when downsizing
Looking to sell up and move into a smaller property find out how this can be done and more importantly financed Downsizing used to be a desire limited to people retiring when often mortgages had been paid off and their children had made their own … [Read more...]
Do lifestyle choices prevent you from getting a mortgage
lifestyle choices and Mortgages If you have been following the news you may have read about a lifestyle choice preventing someone from getting a mortgage? The gentleman in question was purported to have been addicted to tanning injections and … [Read more...]
