Income Multiples are under attack from the government what does this mean for your chances of getting a mortgage? You have probably caught the headlines on Sky, BBC and in the daily newspapers about curbing lenders potential to lend from 6 times … [Read more...] about Mortgage after new Bank of England Income multiples cap
Mortgages
Mortgage and product news, best buys and tips
Best Remortgage Deals
When is a good time to Remortgage, the costs involved and the process Millions of people every year have got to deal with this question which is " should I Remortgage? " A mortgage is probably the largest commitment you have so it’s sensible … [Read more...] about Best Remortgage Deals
New option for 6 times income mortgages – outside London
Information on 6 times income mortgage – outside the M25 area Avid followers of Niche Advice will be familiar with our access to 6 times income mortgages. As a popular Central London broker we are often asked for higher income multiple mortgages … [Read more...] about New option for 6 times income mortgages – outside London
Warning branch lenders are taking weeks for Mortgage appointments
Thinking of going direct to the lender with your mortgage – GOOD LUCK you may be there a while. New MMR Mortgage Regulation has hit some direct branch lenders hard as the regulator now has put a stop to almost all of the non-advised sales for … [Read more...] about Warning branch lenders are taking weeks for Mortgage appointments
UK Property Market Outlook 2014
UK Property Market Outlook 2014 and is it a good time to buy, sell or re mortgage The market is buoyant and perhaps overheating? Mr Mark Carney, Governor of the Bank of England was quoted on Sunday as saying the lack of housing stock is of real … [Read more...] about UK Property Market Outlook 2014
Fall through legal protection
Is your Solicitor looking after your interests and offering Fall Through Protection as standard? Property Searches are required by every mortgage lender on a purchase transaction. The search pack contains a LOCAL, ENVIRONMENTAL and DRAINAGE … [Read more...] about Fall through legal protection
What documents are needed to get a Mortgage
Breakdown of all the documentation needed for a Mortgage Application In this post I will try to clarify what documents are actually need you to be able to get a mortgage. With the effect of the Mortgage Market Review (MMR) which has now come into … [Read more...] about What documents are needed to get a Mortgage
Buy to Let rental calculations are getting tougher
Buy to Let rental calculations are getting tougher so you better move fast if you want your money out or want to borrow at higher loan to value. Why is it getting harder? What does this mean for me and my portfolio? Mortgage amounts will be … [Read more...] about Buy to Let rental calculations are getting tougher
Buy to let mortgage with no early repayment Charge
Access to buy to let Mortgage with no early repayment charge great for Landlords. What are the rates and fees do I get with a no ERC product? What do I need to have access to this mortgage with no ERC? As one of London’s leading buy to let brokers … [Read more...] about Buy to let mortgage with no early repayment Charge
Mortgage for an inherited property
How do I get a mortgage for an inherited property? What do I need to have in place? How can you help me? As one of London’s leading Mortgage Advisers, we are often contacted by clients asking for a Mortgage for an inherited … [Read more...] about Mortgage for an inherited property
