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You are here: Home / Archives for Mortgages

Mortgages

Mortgage and product news, best buys and tips

Getting a Bankruptcy Mortgage after being discharged

by Payam Azadi

mortgage broker fees

Niche Advice offers bankruptcy mortgages and this page will provide more information on when bankrupts can get a mortgage after being discharged from their bankruptcy. Getting a mortgage after bankruptcy can be very difficult however at Niche Advice … [Read more...] about Getting a Bankruptcy Mortgage after being discharged

Don’t be fooled by lender’s Mortgage Decision in Principle Acceptance

by Richard Stokes

mortgage advice phone line

Have they said NO after giving you a Mortgage Decision in Principle. We really can help. No large call centres here direct access to partners Totally Independent not tied to banks or agents No Upfront fees. Pay only on completion … [Read more...] about Don’t be fooled by lender’s Mortgage Decision in Principle Acceptance

Changes to Interest only mortgage criteria

by Payam Azadi

Interest only mortgage deals Interest only mortgages are becoming a very complex area of home finance. Just a few months ago they were commonplace. All you were required to do was advise the lender of your repayment plan e.g. via saving, downsizing, … [Read more...] about Changes to Interest only mortgage criteria

Mortgage with a Visa

by Payam Azadi

Niche-advice

 Are you fed up of paying high rent and now need a Mortgage with a Visa? If you have come to work in the UK and are on a Foreign National Visa you have probably felt disadvantaged when it comes to getting a mortgage. The good news is as we are … [Read more...] about Mortgage with a Visa

Why Banks will decline mortgage applications after they said ‘Yes’ at the start

by Payam Azadi

Niche Advice can help you get a mortgage not an empty promise. One of the very first things we have in adult life is current account often perpetuated by going to university or by your first job. From my own experience, which I believe to be … [Read more...] about Why Banks will decline mortgage applications after they said ‘Yes’ at the start

Why lenders are curbing interest-only Mortgages

by Payam Azadi

In the last few weeks we have seen huge changes to some of the major lenders lending policies in regards to interest only mortgages. Lloyds Banking Group made the decision to bring in changes to interest-only mortgage criteria after Santander cut … [Read more...] about Why lenders are curbing interest-only Mortgages

Complex mortgages / Larger Loan Solutions

by Payam Azadi

Niche Advice specialists in arranging Complex mortgages & Larger Loan Solutions with dedicated contacts at multiple lenders for loans over the one million pound mark. Typically large loans need extra care with their positioning on application, … [Read more...] about Complex mortgages / Larger Loan Solutions

Shared Ownership Mortgages Deposit Rules

by Payam Azadi

mortgage no deposit

Shared Ownership Mortgages Deposit Products-Buy a £400,000 house without a deposit. How do Shared Ownership Mortgages Deposit work? Are you fed up of staring at the same four walls? Are you living with people who are driving you mad? We are … [Read more...] about Shared Ownership Mortgages Deposit Rules

Escape with 6 times income mortgage

by Payam Azadi

Please note I have a new updated post on this subject (19/09/2013) click on the link>>  6 times income mortgages Is Your House Feeling Smaller? Seasons greetings. I thought I drop you a line on the latest in the world of mortgages in the run … [Read more...] about Escape with 6 times income mortgage

New Mortgage that allows 6x Salary

by Payam Azadi

Want a Mortgage that enables you to borrow 6 times your Income with just a 10% deposit? Read on. This week news is very positive indeed as it has witnessed lender’s starting to relax their affordability criteria. We can now offer six times single … [Read more...] about New Mortgage that allows 6x Salary

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5 Year Fixed Mortgage with only 2 Year Early repayment charg

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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