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Mortgages

Mortgage and product news, best buys and tips

Best HGV Driver Mortgage Products in the UK

by Payam Azadi

HGV Driver Mortgage

HGV Driver Mortgage products from affordability calculation to lending criteria How to get the best HGV Driver Mortgage in the UK. The supply chain has been in sharp focus in recent years and HGV Drivers hard work and improved earnings level have … [Read more...] about Best HGV Driver Mortgage Products in the UK

Avoid down valuation when getting a buy to let mortgage.

by Payam Azadi

How to avoid property down valuation article is part of a mini-series covering the emerging trends in the UK Buy to Let mortgage market. In it, we discuss how property valuations may play out in the coming months and provide possible solutions to … [Read more...] about Avoid down valuation when getting a buy to let mortgage.

Mortgage for Non UK Citizen – how long do you have to live in the UK

by Payam Azadi

Mortgage for Foreign Nationals with a Visa

As a Non UK Citizen, how long do I need to be a UK resident to buy a property with a mortgage? In this article we discuss as Foreign National Mortgage products and how long you need to be in the UK to buy a property using a mortgage. Using the … [Read more...] about Mortgage for Non UK Citizen – how long do you have to live in the UK

Buy to let missed payments on credit cards loans utility bills

by Payam Azadi

UK Buy to let mortgage market update: missed payments on credit cards, loans and utility bills and looking to get a buy to let mortgage. This "missed payments on credit cards, loans and utility bills when trying to get a buy to let mortgage" … [Read more...] about Buy to let missed payments on credit cards loans utility bills

Buy to Let Rental Stress Test Explained

by Payam Azadi

Buy to Let Rental Stress

How to deal with Lender Buy to Let Rental Stress Test Rules in this market. This article is part of a mini-series covering the emergering trends in the UK Buy to Let mortgage market and discuss how they might play out in the coming months, and … [Read more...] about Buy to Let Rental Stress Test Explained

How Buy-to-let Rental Calculation has been affected After Rate Rises

by Payam Azadi

buy to let mortgage

Buy-to-let Rental Calculations After Rate Rises How Buy-to-let Rental Calculations have been affected After Rate Rises The buy-to-let rental calculations after rate rises are re-shaping the market. There will be Landlords rubbing their hands … [Read more...] about How Buy-to-let Rental Calculation has been affected After Rate Rises

Best 5 Year Fixed Rate Mortgage after the Interest rate rise

by Payam Azadi

Niche Advice Rate Tracker Index (NARTI) Rather than provide rafts of meaningless information NARTI focuses in on the key areas of: First time buyer 5 year fix with 15% depositFirst time buyer 5 year fix with 10% depositBuy-to-let 5 year fix … [Read more...] about Best 5 Year Fixed Rate Mortgage after the Interest rate rise

Change the mortgage offer after its been issued by the lender

by Payam Azadi

Amend the Mortgage Offer - Extension Affordabilty New Criteria … [Read more...] about Change the mortgage offer after its been issued by the lender

Mortgage for Foreign Students on a Tier 4 Visa

by Payam Azadi

Mortgage with a visa

Mortgage options for Students on a Tier 4 Visa in the UK This article is aimed at foreign students on a Tier 4 Visa who are in the UK who are looking to buy a property to live in financed by a mortgage. These must be exciting times for you … [Read more...] about Mortgage for Foreign Students on a Tier 4 Visa

Declined Buy to let mortgage due to background property portfolio stress test

by Payam Azadi

buy to let mortgage

The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a mortgage when you have a property portfolio as there are so many boxes you have to tick but there is … [Read more...] about Declined Buy to let mortgage due to background property portfolio stress test

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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