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You are here: Home / Archives for Mortgages / Self Employed Mortgages

by Payam Azadi

Self employed mortgage

self employed mortgage

Self-employed mortgage tips. All the bits other brokers may not know or tell you about. A Self employed mortgage is different from a Mortgage Lender’s perspective. Self employed income by nature typically fluctuates and this variant conflicts … [Read more...]

Filed Under: Self Employed Mortgages

by Payam Azadi

Self Employed Mortgages for photographers

self employed mortgage

Self Employed Mortgages for photographers working under a sole trader or limited company This mortgage article is aimed at professional Photographers that have an element of self employed income and therefore make a tax return submission to … [Read more...]

Filed Under: Self Employed Mortgages

by Payam Azadi

Self Employed Mortgages for personal trainers

self employed mortgage

Self-employed personal trainer Mortgage solutions This mortgage article is aimed at Mortgages for personal trainers that have an element of self-employed income and therefore make a tax return submission to HMRC. As a Personal Trainer, you … [Read more...]

Filed Under: Self Employed Mortgages

by Payam Azadi

95% Self-employed mortgages using the latest years income

Can I get a mortgage working off latest years income figures If you are reading this article you probably are interested in mortgages working off latest years income as it will have a direct bearing on your borrowing potential. Mortgages … [Read more...]

Filed Under: 95% Mortgage, Self Employed Mortgages

by Payam Azadi

Mortgages based on net profit of a limited company

self employed mortgage

Using Net Profit criteria for mortgage affordability for shareholding directors.  Want to know how you can borrow more using your Net Profit for a mortgage then you have come to the right place. Traditionally Mortgage Lenders have looked at the … [Read more...]

Filed Under: Mortgage for self employed, Mortgages, Self Employed Mortgages

by Payam Azadi

How to get the maximum mortgage when your self employed

Self employed with bad credit mortgage

Maximum mortgage solutions for Self Employed clients If you are self employed operating as a Limited company we have a number of lenders that will use the underlying net profit rather than drawn dividends. So if you are keeping money in the business … [Read more...]

Filed Under: Self Employed Mortgages Tagged With: joint self employed income, maximum mortgage

by Payam Azadi

Self employed mortgage requirements

Holiday home mortgage

Are you self employed and struggling to get a Mortgage. In this article we will breakdown some of our recent FAQ's It is fair to say most mortgage lenders will lend to the self employed applicants that have been  trading for at least a three years … [Read more...]

Filed Under: Self Employed Mortgages Tagged With: Drop In Net Profits mortgage, Family Business Can I Get A Mortgage, Franchised Business Can I Get A Mortgage, IT Consultant mortgage, lender who works of profit and not salary, Retained Profit in account mortgage, SA302s mortgage, Self Employed Contractor mortgage, Self Employed For 1 Year mortgage, self employed mortgage FAQ

by Payam Azadi

Mortgages for Limited Company Owners

I need a lender who will take my net profit into account To most of the UK Mortgage Lenders you are either ‘employed’ or ‘self employed’ when they set about calculating your affordability. The reality is most Limited Companies are husband and … [Read more...]

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by Payam Azadi

Self Employed Mortgages based on last years accounts

I need a Mortgage lender who will lend on my last year’s net profit figure Thought your Accounts were good until you tried to get a self employed mortgage? The reality is most Accountants will ensure accounts are configured to show the absolute … [Read more...]

Filed Under: Self Employed Mortgages Tagged With: 4 times joint income self employed, accounts for a mortgage, joint self employed income, maximum mortgage for self employed, mortgage broker for self employed, mortgage on last year’s net profit, self cert last years accounts, self cert mortgage, self employed mortgage broker, self employed mortgages, Self Employed Mortgages accounts

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Payam Azadi

UK Mortgage for Asylum Seekers on a Refugee Visa

Asylum seekers on a refugee visa Mortgage options from the Experts This article is aimed at mortgages for Asylum seekers on a Refugees Visa who are … [Read More...]

Payam Azadi

Mortgage for Foreign Students on a Tier 4 Visa

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Payam Azadi

Declined Buy to let mortgage due to background property portfolio stress test

The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a … [Read More...]

AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

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