Maximum mortgage solutions for Self Employed clients If you are self employed operating as a Limited company we have a number of lenders that will use the underlying net profit rather than drawn dividends. So if you are keeping money in the business … [Read more...] about How to get the maximum mortgage when your self employed
Self Employed Mortgages
SA302 & Tax Year Overviews for a Mortgage
In short: An SA302 is the official HMRC tax calculation that summarises the income and tax you declared for a tax year. Mortgage lenders pair it with the matching HMRC tax year overview to verify self-employed or self-declared income. You can … [Read more...] about SA302 & Tax Year Overviews for a Mortgage
Self employed mortgage requirements
Are you self employed and struggling to get a Mortgage. In this article we will breakdown some of our recent FAQ's It is fair to say most mortgage lenders will lend to the self employed applicants that have been trading for at least a three years … [Read more...] about Self employed mortgage requirements
Mortgages for Limited Company Owners
I need a lender who will take my net profit into account To most of the UK Mortgage Lenders you are either ‘employed’ or ‘self employed’ when they set about calculating your affordability. The reality is most Limited Companies are husband and … [Read more...] about Mortgages for Limited Company Owners
Self Employed Mortgages based on last years accounts
I need a Mortgage lender who will lend on my last year’s net profit figure Thought your Accounts were good until you tried to get a self employed mortgage? The reality is most Accountants will ensure accounts are configured to show the absolute … [Read more...] about Self Employed Mortgages based on last years accounts