Published 27 June 2012 · Older article
Free credit check for people who are thinking of getting a mortgage and after.
One of my mortgage clients told me about this site which lets you sign up for free and access you credit file for free. I tried it myself and it seems to work perfectly. I am sure there most be some sort of catch and I wouldn’t be surprised if you get bombarded with lost of people trying to sell you things but never the less it’s a good service as the others are only free for a few weeks.
That said personally I prefer the Equifax credit reports as it has greater clarity.
Remember before you look at getting a mortgage it is always worth checking your credit file as missed or late payments can make the world of difference in obtaining a mortgage.
Don’t forget that we can help clients with past adverse credit including IVAs, Bankruptcy and defaults but I must stress its all relevant to what they require and how bad things really are on their credit file.