lifestyle choices and Mortgages If you have been following the news you may have read about a lifestyle choice preventing someone from getting a mortgage? The gentleman in question was purported to have been addicted to tanning injections and … [Read more...] about Do lifestyle choices prevent you from getting a mortgage
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Renting to a family member and getting a mortgage
Looking at Multiple ways of Renting to a family and getting a Buy to Let Mortgage If you are reading this article on "Renting to a family member" you may have been stonewalled by the Mortgage Lenders you have approached. It's certainly not a … [Read more...] about Renting to a family member and getting a mortgage
How does Renting a Room affect your mortgage?
Rent a room and cut your mortgage bill Its approaching the time of year when students are looking for a place to stay so have you considered renting a room and using the proceeds towards your mortgage? Think laterally its not only University … [Read more...] about How does Renting a Room affect your mortgage?
A mortgage with no deposit
Can you buy a property without a deposit? Yes, you can buy a property in the UK to live in without a deposit. I am an independent professional Mortgage Broker and before I launch into the solution you must be willing to put aside pre-conceptions … [Read more...] about A mortgage with no deposit
Mortgage portability on Buy to Let properties
Buy to Let Mortgage portability This article discusses portability of mortgages across various buy to lets. Mortgage portability can be a powerful tool but is often overlooked by consumers in making their initial mortgage selection. So what is … [Read more...] about Mortgage portability on Buy to Let properties
Buying a UK home with a Mortgage as a refugee
What you need to know about getting a Mortgage as a refugee. In this article, we look at buying a home as a refugee in the UK with particular reference of using a mortgage to finance the purchase. It is not aimed at asylum seekers but could still … [Read more...] about Buying a UK home with a Mortgage as a refugee
Mortgage declined as near Commercial properties
Commercial usage near my property is stopping me getting a mortgage If you are reading this article on “Mortgage declined as near Commercial properties” you are undoubtedly you are feeling frustrated right now. Below I provide an insight to … [Read more...] about Mortgage declined as near Commercial properties
Is your Buy to Let portfolio size too big we can help.
Dealing with large Buy to Let portfolio size issues and different lending criteria. If you are reading this article on “Buy to Let portfolio size” you are undoubtedly you are feeling frustrated right now. Below I provide an insight to hopefully … [Read more...] about Is your Buy to Let portfolio size too big we can help.
Buy to Let Lenders that do not stress test background portfolio
The rental coverage of my Buy to Let portfolio is stopping me getting a mortgage If you are reading this article on “the rental coverage of my portfolio is stopping me getting a mortgage” you are undoubtedly you are feeling frustrated right now. … [Read more...] about Buy to Let Lenders that do not stress test background portfolio
Mortgages after a Repossession
Mortgages after a Repossession If you are reading this article you are probably interested in getting a mortgage after a repossession. The reality is the mortgage bill is normally the acid test of assessing your willingness to repay debt, as … [Read more...] about Mortgages after a Repossession
Seven common mistakes on Right to Buy mortgages
In this article I will cover the most common mistakes and misconceptions I hear from would-be Right to Buy applicants who are looking to use a mortgage to support their aims.1. Affordability needed to qualify for a mortgage will be easy to … [Read more...] about Seven common mistakes on Right to Buy mortgages
5 year fixed Buy to Let Mortgage for under 2%
5 Year Fixed Buy to Let 1.94% It’s rare that I write on excellent mortgage products, such as this stonking 5 year fix, but this one is so good I had too. Why, well first off it’s under two percent which is highly competitive but also because it … [Read more...] about 5 year fixed Buy to Let Mortgage for under 2%
Is Bridging Finance faster than a mortgage
Looking past all the Bridging Finance sales talk Is bridging Finance faster than a mortgage might seem like an obvious question but a recent article in Bridging Introducer a leading trade magazine said the average time to completion is 41 days. … [Read more...] about Is Bridging Finance faster than a mortgage
How to compare mortgages
Compare mortgages by “Total Cost” for an accurate appraisal What is the best way to compare mortgages? There are two main methods of comparing mortgages: Initial Interest RateTotal cost In this article I’ll explain them. Just so you … [Read more...] about How to compare mortgages
Bridging loan extension without a broker fee
Need a Bridging loan extension how about deal with expert brokers and paying no broker fees What can you do if your bridging loan is running out and you need an extension? Ordinarily if you need a bridging loan extension the best place to start … [Read more...] about Bridging loan extension without a broker fee
