Can I buy a property with Restrictive Covenants using a mortgage? Mortgages on a property with Restrictive Covenants (including Section 106) can be difficult. Historically Mortgage Lenders would direct their surveyors and solicitors to make sure a … [Read more...] about Mortgages on a property with Restrictive Covenants inc Section 106
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What qualifications should my Accountant have to support my mortgage?
Choosing the wrong Accountant for mortgage purposes may lead to disappointment What qualifications should my Accountant have to support my mortgage? On the face of it you may have been unaware that certain Tax Advisors are unable to vouch for your … [Read more...] about What qualifications should my Accountant have to support my mortgage?
Borrow more on a remortgage using your ex-husband’s income?
Can I use my ex-husband’s earnings to support my remortgage? If you are looking to borrow more on a remortgage using your ex-husband’s income then you are reading the right article. The same applies if you are looking to borrow more on a … [Read more...] about Borrow more on a remortgage using your ex-husband’s income?
Finance for tax bills in 2019
Need to pay a Tax bill in 2019, we might be able to help. Corporation tax finance Finance for tax bills is an sector we help with increasingly. It’s perhaps unsurprising the finances for tax bills have increased as the Government has increased … [Read more...] about Finance for tax bills in 2019
95% Self-employed mortgages using the latest years income
Can I get a mortgage working off latest years income figures If you are reading this article you probably are interested in mortgages working off latest years income as it will have a direct bearing on your borrowing potential. Mortgages … [Read more...] about 95% Self-employed mortgages using the latest years income
Buying property for kids under the age of 18 years
Getting a Mortgage and Buying property for your children Buying property for kids can be a way of securing their future. Most parents will look to buy property for their kids when they are grown up or studying, and there are a number of mortgage … [Read more...] about Buying property for kids under the age of 18 years
Employed by family can I get a mortgage?
Mortgage lending criteria for clients who are employed by the family business. At Niche advice we have helped many clients get a mortgage while working for a family business. But be warned Mortgage Lenders will take extra steps to ensure the facts … [Read more...] about Employed by family can I get a mortgage?
Getting a buy to let mortgage with low EPC rating
Low EPC rating is stopping my buy to let mortgage plans If you have a low EPC rating then getting a conventional buy to let mortgage is nearly impossible. What is a low EPC rating? It’s the bracket your property falls under into terms … [Read more...] about Getting a buy to let mortgage with low EPC rating
Benefits of holding buy to let as Tenants In Common
Should I structure my buy to let as “Tenants In Common”? Should you structure your buy to let as “Tenants In Common” is a good question. Tenants In Common” is one of the most useful tools from a financial planning perspective including buy to … [Read more...] about Benefits of holding buy to let as Tenants In Common
Voluntary Right to Buy Mortgage
Information on the Midlands Voluntary Right to Buy mortgage If you are based in the Midlands you may be entitled to the Voluntary Right to Buy (VRTB) pilot scheme for housing association tenants - and if so maybe you’re looking for … [Read more...] about Voluntary Right to Buy Mortgage
Getting a Mortgage with a job offer letter or employment contract
Mortgage within 3 months of your start date with a job offer letter or employment contract Mortgages with a job offer letter or employment contract are not generally available, however, there are 3 Mortgage Lenders that I’m aware of that are in this … [Read more...] about Getting a Mortgage with a job offer letter or employment contract
Brexit Development Finance
Should Brexit stop my development finance plans? If you are a property developer that buys and refurbishes property you have probably seen a slowing of purchase activity over this unusually hot summer as we approach Brexit. May be flexible … [Read more...] about Brexit Development Finance
Choosing the right Solicitor for your limited company buy to let mortgage
Can any solicitor or conveyancer help with limited company buy to let mortgages? Please can I start by saying we are not a legal firm but a Mortgage Broker that advises on limited company buy to let mortgages. From my perspective I take the … [Read more...] about Choosing the right Solicitor for your limited company buy to let mortgage
Best Buy to let Mortgage for Airbnb landlords
Details of new Buy to Let Mortgage for Airbnb landlords in the UK The cost of travel seems to have soared in the last 5 years prompting holiday makers and businessman to surf for alternative accommodation via portals such as Airbnb. It however … [Read more...] about Best Buy to let Mortgage for Airbnb landlords
I need a loan or mortgage to pay for my wedding
Borrowing to pay for your wedding Borrowing on a mortgage to pay for a wedding is not the ideal start of a married life but a reality for most. In a 2017 survey featured in The Independent the average cost of a wedding was £27,161 a figure that is … [Read more...] about I need a loan or mortgage to pay for my wedding
