Getting a Mortgage and Buying property for your children Buying property for kids can be a way of securing their future. Most parents will look to buy property for their kids when they are grown up or studying, … Read More →
News
Employed by family can I get a mortgage?
Mortgage lending criteria for clients who are employed by the family business. At Niche advice we have helped many clients get a mortgage while working for a family business. But be warned Mortgage Lenders will take extra steps … Read More →
Getting a buy to let mortgage with low EPC rating
Low EPC rating is stopping my buy to let mortgage plans If you have a low EPC rating then getting a conventional buy to let mortgage is nearly impossible. What is a low EPC rating? Itโs the bracket … Read More →
Benefits of holding buy to let as Tenants In Common
Should I structure my buy to let as โTenants In Commonโ? Should you structure your buy to let as โTenants In Commonโ is a good question. Tenants In Commonโ is one of the most useful tools from a … Read More →
Voluntary Right to Buy Mortgage
Information on the Midlands Voluntary Right to Buy mortgage If you are based in the Midlands you may be entitled to the Voluntary Right to Buy (VRTB) pilot scheme for housing association tenants – and if so maybe youโre looking … Read More →
Getting a Mortgageย with a job offer letter or employment contract
Mortgage within 3 months of your start date with a job offer letter or employment contract Mortgages with a job offer letter or employment contract are not generally available, however, there are 3 Mortgage Lenders that Iโm aware … Read More →
Brexit Development Finance
Should Brexit stop my development finance plans? If you are a property developer that buys and refurbishes property you have probably seen a slowing of purchase activity over this unusually hot summer as we approach Brexit. May be … Read More →
Choosing the right Solicitor for your limited company buy to let mortgage
Can any solicitor or conveyancer help with limited company buy to let mortgages? Please can I start by saying we are not a legal firm but a Mortgage Broker that advises on limited company buy to let mortgages. … Read More →
Best Buy to let Mortgage for Airbnb landlords
Details of new Buy to Let Mortgage for Airbnb landlords in the UK The cost of travel seems to have soared in the last 5 years prompting holiday makers and businessman to surf for alternative accommodation via portals such … Read More →
I need a loan or mortgage to pay for my wedding
Borrowing to pay for your wedding Borrowing on a mortgage to pay for a wedding is not the ideal start of a married life but a reality for most. In a 2017 survey featured in The Independent the … Read More →
10 Year Fixed mortgage products are on the rise
Is it time to start looking at 10 Year Fix mortgage options Lock your mortgage payments into a long-term fixed rate Itโs fair to say there currently economic uncertainty in the UK so why not cement your mortgage on … Read More →
Remortgage to convert your Buy to Let into an HMOย
Convert your Buy to Let property into an Houses in multiple occupation – HMO You may have been caught out by the reclassification of your property from a multi-let to HMO? As well as the licence itself the … Read More →
Do I need to get a new mortgage following the HMO licencing changes?
Do I need to get a new mortgage following the HMO licencing changes? When do I have to obtain a HMO licence?Normally youโre obliged to inform your Mortgage Lender of any significant material changes to the property or … Read More →
Mortgages for Barristers
Borrowing the maximum based on Barrister income The chances are if you are a Barrister and reading this article on โmortgages for Barristersโ itโs in the small hours of the day as I know how long you guys … Read More →
Mortgage options for ex-local authority flats with balconyย deck access
Flat with balcony deck access – we have a range of lenders that will lend on this type of property. If you bought a flat with balcony deck access in the last 10 years you may have experienced difficulty getting … Read More →