Residential mortgages
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Mortgage news, lender criteria updates, specialist mortgage guidance and company announcements.
Residential mortgages
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Residential mortgages
Residential mortgages
Top 10 Mortgage valuation problems
Mortgage valuation problems & what property defects are mortgage lenders looking for in their valuation?Mortgage with a criminal record
Tips on getting a Mortgage with a criminal record and how to source the right mortgage in the UK if you have been to prison.Why its time to Remortgage to a fixed rate
5 year Fixed Mortgage rates from 2.44% maybe its time to Remortgage to a fixed rate nowHalifax withdraws its 1% cashback first-time buyer mortgages
Halifax in a shock withdrawal of its 1% cashback mortgage incentive for first-time buyers only giving a few hours for full application to be submitted.Woolwich Mortgages have made another change to their affordability criteria
Woolwich will now lend up to 5 times income for certain type of mortgages.Abbey – Santander changes Mortgage income rules for First Time Buyers
Bad news as Abbey - Santander changes Mortgage income rules for First Time Buyers to 4.49x income.
Residential mortgages
Different lenders affordability criteria
Where do I stand on the lenders affordability criteria, following all the changes in recent months?
Residential mortgages
Woolwich limits income multiples for applicants with less than 20% deposits
This message only relates to applicants with less than 20% deposits with Woolwich who will see there income multiples reduced.
Residential mortgages
Stamp Duty Calculator
The good people at HMRC have been kind enough to produce a stamp duty calculator which takes into account recent changes. I like this calculator as its simple and enables you to put the…
Residential mortgages
How to work out the new Stamp Duty rates from 4th December 2014
How to work out the new Stamp Duty rates from 4 December 2014
Residential mortgages


