Self-employed and complex income
Niche Advice knowledge centre
News & Insights
Mortgage news, lender criteria updates, specialist mortgage guidance and company announcements.
Latest guidance
604 guides
Self-employed and complex income
Adverse credit
Getting a Mortgage with a decree in Scotland
Obtaining a mortgage with a decree | Scottish equivalent of CCJsRemortgage of bridging loan within 6 months at current market value
Buy to Let Capital raising within 6 months of purchase up to 80% LTV of the current open market value.
Buy to let
Buy to let rental income for affordability assessments
Firstly, I must start by saying that most Mortgage Lenders will NOT take Buy to let rental income into consideration when you are looking to purchase a property to live in. They will merely…Mortgages for Care Workers
If you reading this article you are probably in the care professionand found it difficult to get a mortgage, this is where we may be able to help.
Residential mortgages
How long should I fix my mortgage for?
The Bank of England Governor, Mr Carney told the BBC in April: “Prepare for a few interest rate rises over the next few years.”Ex Pat mortgage options – remortgage a UK property when you are abroad
Ex Pat mortgage - buy to let or second home solutionsGDPR Newsletter Update
You will have received finance Newsletters from me down the years which I hope you have found helpful.
Residential mortgages
How much mortgage deposit do I need to buy a property
A mortgage deposit is the amount you are contributing towards the purchase of the house. It is does not factor in moving, legal or tax costs; it is solely the difference between the purchase…
Residential mortgages
Joint Borrower Sole Proprietor Mortgage
Happy to go on your children's mortgage but do not want to trigger higher stamp duty
Residential mortgages
Pay day loans have stopped me get a mortgage
I need to borrow money on my property but I have a track record of Pay Day loans
Residential mortgages