I have a second charge Secured Loan, can I still get a Remortgage if I still want the loan to remain in place. In theory if you have a second charge Secured Loan it does not prevent you … Read More →
News
Let to Buy Mortgage Advice
Let to Buy Mortgage Advice when your looking to rent your current home often refinance to fund the purchase of another property. What is Let to Buy Mortgage and how does it all work. It is very common … Read More →
Non SPV Limited Company Buy to Let Mortgage
Limited Company Buy to Let Mortgage options for Professional Landlords Since the budget the market has adjusted to provide more mortgage solutions for limited company purchases and remortgages. There is however an Important segment of the limited company Buy … Read More →
100% Development finance
The world of development finance is going through a little revolution with a number of lenders offering up 100% of development finance once a property has been purchased. ✔ Niche Funding are one of London’s top Commercial Finance Brokers. … Read More →
HSBC Mortgage Application Declined We Could Help
Don’t get disappointed, you are not alone as we regularly help applicants who have had a HSBC Mortgage Application Declined I cannot independently verify this fact all I can do is recount the number of grumbles I hear from … Read More →
Secured Loans On Buy to Let Properties
Consolidating debt and capital raising on secured loans on buy to let properties Secured loans can be an effective way of consolidating personal debt; and when secured on buy to lets they could drive down your property income … Read More →
Mortgage with Bad Credit Rates
If your looking for a Mortgage with Bad Credit then your at the right place There are mortgage lenders that do not apply loadings for Mortgage with Bad Credit. That’s right you do not have to be penalised … Read More →
Spousal Visa Mortgage with husband
I am looking for a Spousal Visa Mortgage with husband who has Permanent Rights to Remain can I go on the mortgage? The short is ‘yes‘ you can get a Spousal Visa Mortgage . The challenge you have is finding the best … Read More →
Off Plan New Build Mortgage Advice
An off plan new build mortgage is all about timing. The developer will exert pressure for a deposit / reservation fee so its vital you get your off plan new build mortgage sorted. Once they have paid this … Read More →
Mortgage Lending Into Retirement
Up to 40 year Term for Mortgage Lending into retirement The lenders as a collective shied away from Mortgage Lending into retirement following the Mortgage Market Review, and almost 2 years on their retraction is still stopping the … Read More →
Buy out the remaining shared ownership shares in your property
Become a full owner of your shared ownership property and buy the remaining shares before prices continue to raise. Historically Britain was known as a nation of home owners now the reality is often a fanciful notion with shared … Read More →
Questions & Answers in regards to the new New Stamp Duty Rules
Questions & Answers in regards to the new New Stamp Duty Rules and how it can impact second homes. Please see table of Stamp Duty rates below, in short if you own more than one house then the second … Read More →
What is the Mortgage Credit Directive
What is the Mortgage Credit Directive and how it will impact some Mortgages in the UK In essence this European Legislation has been bought in to raise standards and standardise documentation across the Member States to improve consumer … Read More →
New Buy to Let limited company and HMO Mortgages with a small deposit
It’s no secret that many landlords are looking to place their buy to let portfolios inside Buy to let Limited Company mortgage products following the Budget last year. We are fortunate at Niche to be truly independent so … Read More →
Buy to Let Mortgage no penalty charge
Yes you can still have access to a Buy to Let Mortgage no penalty charge product via Niche Advice Buy to Let mortgages do not need to restrict your plans if you select a product without any early … Read More →