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Redundancy Insurance options

by Richard Stokes

Legal & General ‘Lifetsyle’ Redundancy Cover Reviewed Loosing your job is a scary thought for most employees so protecting your income through redundancy cover is an excellent idea. This is even more important if you have taken on a large credit … [Read more...] about Redundancy Insurance options

Free Tax Assessment On Your Buy To Let With Multiple Occupants

by Richard Stokes

tax advice services

Buy to Let Tax advice service We have been coming across a number of clients who are paying too much tax on their existing buy to lets with multiple tenants in them. It’s not their fault, and it’s not even obvious to their accountants who often are … [Read more...] about Free Tax Assessment On Your Buy To Let With Multiple Occupants

Tier 1 Visa mortgage lenders in the UK

by Payam Azadi

Asylum seeker on a Visa

Mortgage with Tier 1 Visa for foreign national applicants living and working in the UK Many Tier 1 Visa mortgage applications are unfortunately declined by lenders. To make matters worse the decision is not an initial one at the start but … [Read more...] about Tier 1 Visa mortgage lenders in the UK

Bankruptcy Mortgage after 2 years rates start from 4.89

by Payam Azadi

Mortgage after Bankruptcy box

If you are looking for a bankruptcy mortgage after 2 years of being discharged, and have a 25% deposit then look no further. Niche Advice is delighted to provide access to ‘exclusive’ funds from a building society for bankrupts who have only been … [Read more...] about Bankruptcy Mortgage after 2 years rates start from 4.89

Buy to Let Mortgage Into Retirement

by Payam Azadi

buy to let mortgage

If you are looking for a buy to let mortgage into retirement then look no further. This exceptional product does not have an age limit which is almost unheard of in this day and age. This means that you can continue to enjoy rental income in your … [Read more...] about Buy to Let Mortgage Into Retirement

95% Halifax Help to Buy Mortgage products

by Payam Azadi

help to buy mortgage

95% Halifax Mortgages for Help To Buy 2 Mortgage Guarantee Scheme It has been an exciting week as more and more lenders scramble to grab headlines by expressing their willingness to participate in the Help To Buy 2 Mortgage Guarantee Scheme. We … [Read more...] about 95% Halifax Help to Buy Mortgage products

Help to Buy Mortgage

by Payam Azadi

help to buy mortgage

Help to Buy Mortgage Equity Loans Help to Buy Mortgage is a method of buying a property with the help of the Government. The concept is to make home ownership more affordable and also further UK building. The Help to Buy Mortgage equity loan is … [Read more...] about Help to Buy Mortgage

Holiday Let Mortgages

by Payam Azadi

Holiday home mortgage

How do I get a holiday let Mortgage for properties with variable rent? By resident mortgage expert Mr Payam Azadi Competition has returned to the holiday let mortgage market with rates as low as 3.29% (5.7% APR)*. It is welcome news for amateur … [Read more...] about Holiday Let Mortgages

Do I need to pay off my CCJs to get a CCJ mortgage?

by Payam Azadi

Bad credit mortgage

5 observations on whether to pay off CCJs to get a CCJ mortgage  CCJ mortgages – the need to satisfy County court judgements explained. There are no hard and fast rules to the dilemma of whether to pay off County court judgements to get a CCJ … [Read more...] about Do I need to pay off my CCJs to get a CCJ mortgage?

CCJ Remortgage Options

by Payam Azadi

Credit Check

  I want to Re mortgage but have a CCJ showing on my credit report can I still raise capital against my home? Remortgaging with CCJs can be problematic. There are three main ways to tackle the problem if you need to raise capital and they are all … [Read more...] about CCJ Remortgage Options

GE Money 80% CCJ Mortgage product review

by Payam Azadi

ge mortgage

GE Money offers an 80% CCJ mortgage product - but is it any good?  GE Money is a lender that has battled through the credit crunch and continues to offer 80% CCJ mortgages to customers with CCJ issues only via selected broker channels, including … [Read more...] about GE Money 80% CCJ Mortgage product review

Best Buy 90% mortgages for VISA applicants

by Payam Azadi

Holiday home mortgage

If you are looking for Best Buy 90% mortgages for VISA applicants then you are in the right place for up to date information. Best Buy 90% mortgages for VISA applicants used to be few and far between as there used to be just one UK lender offering … [Read more...] about Best Buy 90% mortgages for VISA applicants

Aldermore 80% buy to let mortgage product review

by Payam Azadi

aldemore-mortgage

Aldermore offers an 80% buy to let mortgage product - but is it any good? Aldermore Bank is a relatively new lender whose main focus is on the professional landlords market of the buy to let sector. Like The Mortgage Works (previously reviewed) they … [Read more...] about Aldermore 80% buy to let mortgage product review

The Mortgage Works 80% buy to let mortgage product review

by Payam Azadi

Mortgages up

The Mortgage Works offers a 80% buy to let mortgage product - but is it any good? The Mortgage Works (TMW) are one of the main UK buy to let lenders in the UK and have had an 80% buy to let mortgage product out in the market for some … [Read more...] about The Mortgage Works 80% buy to let mortgage product review

Buy to let mortgage at 80% Loan to value

by Payam Azadi

buy to let mortgage

Buy to let mortgage at 80% loan to value (80%LTV) which means you only need 20 percent deposit to purchase or remortgage your property. I’m delighted to announce that we have now added yet another lender that can offer our clients a buy to let … [Read more...] about Buy to let mortgage at 80% Loan to value

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maximim age mortgage

Maximum Age Mortgage Approval Explained

By Payam Azadi

HMRC sa302 tax

Mortgage Lenders vs HMRC Deadlines: When Self-Employed Borrowers Must File Self-Assessment for 2025 Mortgages

By Richard Stokes


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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

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