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News

Tax Avoidance Schemes

by Richard Stokes

Richard Stokes niche advice

Are you an IHT Planner or have you waited to the last minute? Tax Avoidance Schemes hit the headlines last week as two high profile stars Messer’s Jimmy Carr and Gary Barlow got caught up public fury. The general consensus against the low (virtual … [Read more...] about Tax Avoidance Schemes

Bridging Loans are a good alternative for when Mortgage lenders turn down property.

by Payam Azadi

Property Development Finance

My mortgage lender will not lend on the property I want,  can I get alternative finance? I can’t move as my lender has turned down my property. They say buying a house is one of the most stressful things you can do. Even when you have jumped … [Read more...] about Bridging Loans are a good alternative for when Mortgage lenders turn down property.

What are Bridging Loans?

by Payam Azadi

Niche Advice offers bridging loans to those in need to purchase property quickly. What are UK bridging loans? Well a bridging loan is a short term loan used to achieve a particular objective. The most common use of a bridging loan is for … [Read more...] about What are Bridging Loans?

Mortgage with bad credit CCJ

by Payam Azadi

Mortgages for ex bankrupts, people with CCJs, Defaults and even past IVAs we can help  Getting a mortgage if you have a bad credit profile has been very difficult since the ‘credit crunch’. Lenders are more protective of their funds and are … [Read more...] about Mortgage with bad credit CCJ

First Time Buyer Mortgage 3.99% 5 year fixed to 70 percent

by Payam Azadi

I am pleased to announce this fantastic new mortgage product from one of our leading lenders: Nationwide Building Society who is also offering reduced fees on its 5 year fixed rates. This means that first time buyers benefiting from a £700 discount … [Read more...] about First Time Buyer Mortgage 3.99% 5 year fixed to 70 percent

Bank holds base rate at 0.5%

by Payam Azadi

The Bank of England’s Monetary Policy Committee has held the base rate at 0.5% with no extension to quantitative easing. Surprise Surprise the Bank of England has decided to hold interests at an all time low of 0.5%. The biggest issue is that Banks … [Read more...] about Bank holds base rate at 0.5%

How to avoid inheritance tax

by Richard Stokes

remortgage in london

Reduce Your Inheritance Tax liability by getting the right advice. Although this article is titled “How to avoid inheritance tax” this is merely for marketing purposes and actual terminology is should be “How can you mitigate your Inheritance Tax … [Read more...] about How to avoid inheritance tax

Best Remortgage rates with Free Valuation and Free Legal’s

by Payam Azadi

Cheap Remortgage offer - save over £7,500 on your mortgage payments by making a simple switch An estimated 1.2m mortgage holders are about to receive a payment rise through increases to their Standard Variable Rate. The great news is with the help … [Read more...] about Best Remortgage rates with Free Valuation and Free Legal’s

Getting a Bankruptcy Mortgage after being discharged

by Payam Azadi

mortgage broker fees

Niche Advice offers bankruptcy mortgages and this page will provide more information on when bankrupts can get a mortgage after being discharged from their bankruptcy. Getting a mortgage after bankruptcy can be very difficult however at Niche Advice … [Read more...] about Getting a Bankruptcy Mortgage after being discharged

Don’t be fooled by lender’s Mortgage Decision in Principle Acceptance

by Richard Stokes

mortgage advice phone line

Have they said NO after giving you a Mortgage Decision in Principle. We really can help. No large call centres here direct access to partners Totally Independent not tied to banks or agents No Upfront fees. Pay only on completion … [Read more...] about Don’t be fooled by lender’s Mortgage Decision in Principle Acceptance

Changes to Interest only mortgage criteria

by Payam Azadi

Interest only mortgage deals Interest only mortgages are becoming a very complex area of home finance. Just a few months ago they were commonplace. All you were required to do was advise the lender of your repayment plan e.g. via saving, downsizing, … [Read more...] about Changes to Interest only mortgage criteria

Top Ten Things You Might Not Know About Bridging Finance / Short Term Loans

by Payam Azadi

Short term loans for property entrepreneurs Have you wanted access to substantial funds via a loan facility? May be to purchase a property, premises or land? And at the same time you want the autonomy to repay the loan quickly. Unlike mortgages, … [Read more...] about Top Ten Things You Might Not Know About Bridging Finance / Short Term Loans

Mortgage with a Visa

by Payam Azadi

Niche-advice

 Are you fed up of paying high rent and now need a Mortgage with a Visa? If you have come to work in the UK and are on a Foreign National Visa you have probably felt disadvantaged when it comes to getting a mortgage. The good news is as we are … [Read more...] about Mortgage with a Visa

High Investment Returns – Fancy an 11% return per year?

by Richard Stokes

Richard Stokes niche advice

Fed up of your low bank or building society interest payments on your deposit account? Don’t feel that you investments are working for you? We might just have the ideal investment solution for you. How about an investment with a Bi-annual Coupon … [Read more...] about High Investment Returns – Fancy an 11% return per year?

Why Banks will decline mortgage applications after they said ‘Yes’ at the start

by Payam Azadi

Niche Advice can help you get a mortgage not an empty promise. One of the very first things we have in adult life is current account often perpetuated by going to university or by your first job. From my own experience, which I believe to be … [Read more...] about Why Banks will decline mortgage applications after they said ‘Yes’ at the start

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AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
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