Rolled up Interest for Bridging Loan or serviced Interest how they work If you are looking to take out bridging Loan one of the main decisions is whether to have rolled up interest or service payments. The choice … Read More →
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Bridging Loan – 2020 Commonly Asked Questions
How we can help with Bridging Loan: Free Quote No upfront broker fees Broker fees of £499 inc VAT for standard cases paid on completion of the deal (This means you don’t pay us until your deal is … Read More →
First time buyer 10% deposit mortgage in Summer 2020
90% loan to value mortgage in the UK with 10% deposit required by the lender As a first time buyer looking for a 10% deposit mortgage you probably feel you are ready to go however the Summer 2020 … Read More →
How do loans stop you getting a mortgage and what you can do about it
How do loans stop you getting a mortgage? How do loans stop you getting a mortgage is a more detailed subject than it may first appear. As a consumer you are often encouraged to take out loans to … Read More →
How Mortgage overpayment facility works to save you money
Use Mortgage overpayment without changing your product and contract. In this article, I reveal the impact of how adjusting your mortgage repayment strategy using Mortgage overpayments can substantially financially benefit you rather than the bank. Sure, Mortgage Lenders … Read More →
Remortgage a residential property to buy another
5 Things to consider when you Remortgage a residential property to buy another Releasing equity to buy another property using a remortgage is common in the UK but it is not always as straight forward as you may … Read More →
Niche Mortgage Information
Speak directly to the experts – we are FCA regulated Mortgage Brokers dealing with Niche Mortgage Information every day. Niche Advice is a Financial Conduct Authority (FCA) regulated Mortgage Broker and helps customers obtain niche mortgage information, and … Read More →
How long does a mortgage Offer last for?
Mortgage Offer times for Major UK Mortgage lenders. A mortgage Offer sets out the basis of a mortgage contract. There may be certain conditions to fulfil ahead of Completion such as pay off debts to make the mortgage … Read More →
Who runs a soft and hard credit checks at AIP
What you need to know about an Agreement In Principle AIP also known as a Decision In Principle DIP The earliest stage in a mortgage is an agreement in principle (AIP) and it can involve a credit check … Read More →
Interest only mortgage – Is it a bad idea?
Is getting an Interest only mortgage a bad idea? An interest only mortgage does want it says on the tin, you are not repaying the money you’ve borrowed, simply paying for the privilege of doing so. Its’s common … Read More →
What is a repayment mortgage?
How taking out a Repayment Mortgage will affect you. With a repayment mortgage you are repaying the loan instalments, along with interest being charged for borrowing the money, so that at the end of the term you have … Read More →
Furloug Mortgage Process
Furloughed what happens with getting a Mortgage I am a professional Mortgage Broker and in this article I cover the topic of furloughed workers in relation to obtaining a mortgage. I don’t know about you but until a … Read More →
Mortgage Valuations Problems during COVID 19 Crisis Tips on what to do.
Property visits by Surveyors are suspended under Government “stay at home” guidelines. What this means for all Mortgage Valuations & Surveys. Many lenders have pulled back from hight to loan to value lending. but some can run desktop … Read More →
Debt Consolidation Options for Homeowners
What you need to know before you opt for Debt Consolidation Methods of Debt Consolidation There are many things to be wary of when it comes to Debt Consolidation. I’m a Professional Mortgage Broker and I’ll run through … Read More →
Buy to Let Tax Advice is a Must
Surely Buy to Let Tax Advice has got to be the way? I’m a professional Buy to Let Mortgage Adviser who as a matter of course always suggest my landlords seek tax advice. The offset of interest relief … Read More →