Semi Commercial mortgage options If you are reading this article on “semi commercial mortgage products” I guess you’re trying to do your own research so I thought I would give you some pointers. I’m a professional Mortgage Broker … Read More →
News
Limited Company Buy to Lets can double your legal costs.
The other associated costs of getting a Mortgage under SPV (Special Purpose Vehicle) This might seem like a bold statement but limited company buy to lets can literally double your legal costs. How so? Read on and find … Read More →
First Time Buyer Mortgage
First Time Buyer Mortgage questions answered This decade has seen a number of initiatives to stimulate first time buyer activity. These include cheap funds to banks for higher loan-to-value lending; Help to Buy equity loans and ISA incentives, … Read More →
Another lender moves to 5.5 times income in standard criteria
Great news as main bank offers 5.5 times income via mortgage brokers From 11th of October Barclays for Intermediaries will be offering a 5.5 times income multiple mortgages for the following selected clients: Mortgages must be taken on a “repayment” … Read More →
Self employed mortgage
Self-employed mortgage tips
Buy to let mortgage with payment breaks
As I know first hand tenants aren’t always the most reliable so a buy to let mortgage with payment breaks can be very helpful. So why is it Buy to let mortgages with payment breaks are not easy … Read More →
Self Employed Mortgages for photographers
Self Employed Mortgages for photographers working under a sole trader or limited company This mortgage article is aimed at professional Photographers that have an element of self employed income and therefore make a tax return submission to HMRC. … Read More →
Self Employed Mortgages for personal trainers
Self-employed personal trainer Mortgage solutions This mortgage article is aimed at Mortgages for personal trainers that have an element of self-employed income and therefore make a tax return submission to HMRC. As a Personal Trainer, you will be … Read More →
Mortgages for home improvements
How Mortgage Lenders compartment home improvement categories. Home improvements have been an acceptable reason for a remortgage since time immemorial. The phrase “home improvements” can, however, mean different things to different folks. I am a professional Mortgage and … Read More →
Mortgages when downsizing
Looking to sell up and move into a smaller property find out how this can be done and more importantly financed Downsizing used to be a desire limited to people retiring when often mortgages had been paid off … Read More →
Do lifestyle choices prevent you from getting a mortgage
lifestyle choices and Mortgages If you have been following the news you may have read about a lifestyle choice preventing someone from getting a mortgage? The gentleman in question was purported to have been addicted to tanning injections … Read More →
Renting to a family member and getting a mortgage
Looking at Multiple ways of Renting to a family and getting a Buy to Let Mortgage If you are reading this article on “Renting to a family member” you may have been stonewalled by the Mortgage Lenders you … Read More →
How does Renting a Room affect your mortgage?
Rent a room and cut your mortgage bill Its approaching the time of year when students are looking for a place to stay so have you considered renting a room and using the proceeds towards your mortgage? Think … Read More →
A mortgage with no deposit
You can buy a property without a deposit and we can tell you how.
Mortgage portability on Buy to Let properties
Buy to Let Mortgage portability This article discusses portability of mortgages across various buy to lets. Mortgage portability can be a powerful tool but is often overlooked by consumers in making their initial mortgage selection. So what is … Read More →