• Skip to main content
  • Skip to primary sidebar
  • Skip to footer
Menu
  • Home
  • Videos
  • Online Tools
  • Residential
    • Mortgage Deals
    • First Time Buyer
    • Remortgage
    • Right to Buy Mortgage
    • Bad Credit Mortgage
    • Self Employed
    • High Income Multiple
    • Gifted Deposit
    • Foreign Nationals
    • Shared Ownership Mortgage
    • Debt Consolidation
    • Product Transfer Rate Switch
    • Close
  • Buy to Let
    • Buy to Let Mortgage Deals
    • Product Transfer Rate Switch
    • BTL 80% Loan to value
    • Buy to let Remortgage
    • Let to Buy
    • HMOs
    • Buy to Let with Bad Credit
    • Limited Company
    • Portfolios
    • Holiday Lets
    • Ex Pats
    • Rent to Family Member
    • DSS Tenants
    • Into Retirement
    • Foreign Nationals
    • Inherited Property
    • Close
  • Bridging & Commercial
    • Bridging Loans Explained
    • Why use Bridging Finance
    • Auction Finance
    • Development Finance
    • Non Standard Commercials
    • Commercial Mortgage Tips
    • Close
  • Protection
    • Home Insurance
    • Life Insurance & Protection
    • Will Writing Service
    • Probate Services
    • Close
  • About Us
    • Why Niche Advice
    • Our Fees
    • Testimonials
    • Blog
    • Privacy Notice
    • Terms and Conditions
    • Close
  • Client Portal
  • Contact Us
Best Mortgage Rates

Best Mortgage Rates

Outside the box Mortgage Solutions

No upfront fees banner

No Upfront Fees! - 0207 993 2044
16 years in business Helping thousands of clients.

Buy to Let Mortgage for people who have had CCJs and Defaults

by Payam Azadi

London Mortgage BrokerWe now have access to Buy to let mortgage products for people who have had late payments on loans or cards and some CCJs and Defaults

Today I am please to announce that we have got access a ground breaking Buy to Let mortgage product for minor level credit problems.

Don’t get me wrong if you have missed mortgage payments, are an ex bankrupt or have had an IVA this is not for you. However, if you have had the misfortune of having a CCJ or Default in the past then this product can help you become a Landlord or Remortgage your existing Buy to Let.

The Buy to Let product is up to 70% Loan to value and the lender will also consider late payments on loans, credit card and store cards.

This product is not available from high street lender but is accessible via Niche Advice and we would be delighted to help you.

Light Adverse Buy to let information

  • Up to 70% of the property’s value
  • 1 CCJ to £2,500.
  • 2 Defaults to £5,000.
  • Some late payments on unsecured loans and credit cards considered.
  • No adverse credit in the last 12 months.
  • 1 mortgage allowed with this lender.

Payam Azadi is a partner at Niche Advice Ltd who are Independent Financial and Mortgage Advisers in London.

To find out more about this or Buy to let Mortgage for people with CCJs and Defaults, please call us on 020 7993 2044 or alternatively complete the simple enquiry form on the top right hand side of this page.

mortgage broker fees

Author: Payam Azadi

Payam Azadi is a partner at Niche Advice who are whole of the market Independent Mortgage Brokers. His role is very much focused on Property financing both on residential and commercial lines. To get in contact with him please click here.

Twitter Facebook Linkedin

Filed Under: Buy to Let Mortgage, Mortgages with Bad Credit

Primary Sidebar

Buy to Let Mortgage Articles

Mortgage with Vested Shares and UK Lenders

Getting a UK Mortgage with Vested Shares, even if paid in foreign currency! If you are reading this article … [Read More...] about Mortgage with Vested Shares and UK Lenders

High Mortgage Interest Rate? How to Remortgage in 2025.

How do I get off my high mortgage interest rate with a Remortgage, even with bad credit The history of High … [Read More...] about High Mortgage Interest Rate? How to Remortgage in 2025.

5 Year Fixed Mortgage with only 2 Year Early repayment charge

Virgin Money Switch & Fix – Available through Intermediaries only, like Niche Advice a great 5 Year Fixed … [Read More...] about 5 Year Fixed Mortgage with only 2 Year Early repayment charge


*Credit Check Offer – Try it FREE for 30 days, then £14.99 a month – cancel anytime

Footer

niche advice logo
AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority.

FCA Number: 750263.

Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.

Our Fees

Click here for our fees structure. A full detailed fee plan will accompany all our quotes.

Niche Advice Limited has a commercial arrangement under an affiliate programme with Check My File and is remunerated for referrals.

Terms and Conditions

If you wish to register a complaint, please write to us on the details below or call us on: 020 7993 2044.

Correspondence Address: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG.

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234567.

Site Terms and Conditions
Customer Privacy Notice

NICHE ADVICE T: 020 7993 2044

Registered Office: Niche, Unit F3, The Addington Business Centre, Vulcan Way, New Addington, Surrey CR0 9UG. Registered in England & Wales. Company registration number: 06599033.

Contact Us
Enquire Online

© 2025 · Niche Advice Limited · Site Designed by Niche Advice Design Team