Published 4 September 2013 · Last reviewed 19 January 2022 · Older article — see current rates
Mortgages for prime properties in Knightsbridge, Victoria and Chelsea

Niche Advice are an independent mortgage broker in London catering for clients in and around the Knightsbridge, Victoria and Chelsea area offer a range of residential, buy to let and commercial mortgages to prospective clients looking to purchase or remortgage property within the Central London area.
As well as being fully independent we are classified as a โwhole of marketโ which means that we have access to all of the UKโs mortgage lenders without any bias to ensure that the right mortgage is selected for you. As well as the household lender names we can also arrange mortgages with specialist centralised lenders that have no high street presence and private banks this is especially needed when it comes to getting a mortgage around the Knightsbridge the SW7 area.
As mortgage broker in London we appreciate the local Central London market including Knightsbridge very well and are adept at helping with even the most complex mortgage requirements.
Properties with short leases in Knightsbridge are common and this can present a problem to the inexperienced Mortgage Brokers. Why? Well traditional lenders tend to apply a standard โnationalโ underwriting policy on short leases because generally such an occurrence in other parts of the country would be undesirable. However as a specialist mortgage in London we do however possess a fine tuned strategy to cater for such eventualities in Central London such as Knightsbridge, Victoria and Chelsea.
London Knightsbridge is also one of the most ethnically diverse areas with many foreign nationals looking to purchase properties either as residential purposes or look for buy to let investment opportunities in SW7. We specialise in sourcing mortgages for foreign nationals here on a visa whether it is a Tier 1 or tier 2 we have established links with UK and international banks to ensure smooth route to getting a mortgage in the UK.
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority. A small number of buy-to-let mortgages are FCA-regulated โ typically Consumer Buy-to-Let (where the borrower is not acting in the course of a business, such as an accidental landlord who has inherited or moved out of a former main residence) and Family Buy-to-Let (where the property is let to an immediate family member). Limited-company buy-to-let, portfolio buy-to-let and standard personal-name buy-to-let are not regulated by the FCA.
Where the underlying mortgage is not FCA-regulated, the lender's conduct on that loan is not covered by FCA rules and you may have reduced access to the Financial Ombudsman Service for complaints about the lending decision or product terms. However, Niche Advice Limited is a Credit Broker authorised and regulated by the Financial Conduct Authority (FCA No: 750263), and our broking activity โ including the introduction we make to the lender โ IS FCA-regulated under the FCA's CONC rules. Complaints about our broking service can therefore be referred to the Financial Ombudsman Service in the usual way.

