Finding it hard to find a lender for your property? Poor valuer’s comments – who will give you a mortgage? Boundary disputes / Flying Freeholds financeNew build / Ex local authority / Concrete construction mortgages By resident mortgage … [Read more...] about Mortgages for Flats Above Shops and Other Commercial
Mortgages
Mortgage and product news, best buys and tips
Gifted Deposits for Mortgages
Can I fund my mortgage deposit by a gift? Who can make gifts towards a purchase of a property? What happens if my deposit money is coming from abroad? And many more ‘gifted deposits’ questions answered by resident mortgage expertMr Payam Azadi We are … [Read more...] about Gifted Deposits for Mortgages
Simple guide to the Help to Buy Scheme
The Government Help To Buy Scheme. How Does It All Work? Unlike the normal rhetoric that flows easily from the spin doctors – the Government Help To Buy Scheme is designed to assist first time and next time buyers looking to purchase a new build … [Read more...] about Simple guide to the Help to Buy Scheme
Re mortgage from The Mortgage Works standard variable rate
Borrowing additional money or re mortgage options for existing The Mortgage Works clients Let’s not beat around the bush one of the main reasons why applicants would have been recommended to go down The Mortgage Works path is the fact they wanted a … [Read more...] about Re mortgage from The Mortgage Works standard variable rate
I don’t want my Buy to let to be in a Limited Company anymore
I want to access the lowest buy to let rates on the market Resident buy to let expert Mr Payam Azadi explains the hoops you need to go though to remove Buy to Lets from a Limited Company. Once upon a time it may have seemed like a good idea to … [Read more...] about I don’t want my Buy to let to be in a Limited Company anymore
Need a buy to let mortgage for DSS tenants
Buy to let mortgage solutions for landlords who let to tenants that receive DSS assistance It is maddening to hear that most lenders are still stuck in a bigoted world when it comes to accepting Buy to-let applications for landlords who let to DSS … [Read more...] about Need a buy to let mortgage for DSS tenants
Buy to let mortgage solutions for long tenancies
Buy to Let Mortgages with long tenancies can provide stable income and eradicate uncertainty As a Buy-to-let landlord myself I was delighted to hear Mayor Boris Johnson beat the drum at London Assembly recently with regards to longer tenancy … [Read more...] about Buy to let mortgage solutions for long tenancies
Buy to let Mortgage into retirement until your 90
The Rise Of The ‘Grandlords’ buy to let mortgages for applicants over the retirement age. Firstly can I start by saying I’m not fond of the term ‘Grandlord’ which was branded in a bold headline across The Daily Telegraph’ recently but the content … [Read more...] about Buy to let Mortgage into retirement until your 90
Getting a Mortgage when you are on maternity leave
Mortgage based on your normal salary whilst on maternity leave Contrary to popular belief it is possible to get a mortgage based on your normal salary whilst on maternity leave and I have personally helped numerous customers on this basis. To find … [Read more...] about Getting a Mortgage when you are on maternity leave
How Can I Speed Up My Mortgage Application Part 2
If you want a quick mortgage you have to play your part. In the second part of the series Niche Advice provides tips on the best way to present your mortgage application to get a mortgage quickly. Obtaining a mortgage is not as easy as it used to … [Read more...] about How Can I Speed Up My Mortgage Application Part 2
