The availability of mortgages for European Nationals after Brexit is an interesting subject. As we sit in February 2020 Brexit has been ratified. The next eleven months will shape the path ahead until this point there should not be any … [Read more...] about Mortgages for EU Nationals now Brexit has taken place.
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Getting a Mortgage with missed Mortgage Arrears in Scotland
Traditionally Scotland has not been as well served by the Specialist Mortgage Lenders. This has meant it's harder for applicants to obtain mortgages than for their counterparts South of the border. Try it FREE for 30 days, then £14.99 a month … [Read more...] about Getting a Mortgage with missed Mortgage Arrears in Scotland
Buy to Let Mortgage Limited Company or Personal Name?
Mortgages criteria for both Limited Company or Personal Name options. Before I delve into the details can I start with the age old adage: "there's always two sides to a story", whilst Limited Company buy to lets are trendy, particularly on … [Read more...] about Buy to Let Mortgage Limited Company or Personal Name?
Getting a Mortgage with missed Mortgage Arrears in the past
Missed mortgage payments stopping me getting a residential mortgage This “At A Mortgage Glance Guide” is the first in a series on mortgage arrears and the size of deposit or equity required in your property needed to obtain a mortgage in 2020. … [Read more...] about Getting a Mortgage with missed Mortgage Arrears in the past
Buy to let mortgages for vulnerable tenants
Society has become more adept at recognising "vulnerable" persons and thankfully this is now bleeding into the buy to let mortgage market. Historically there was only a clutch of buy to let lenders who supported the use of let properties for … [Read more...] about Buy to let mortgages for vulnerable tenants
Getting a Mortgage above the purchase price
Borrowing above the purchase price on a property is only allowed in certain instances and restricted to home improvements. Getting a Mortgage above the purchase price is most commonly seen in the case of Right to Buys. You will need first to … [Read more...] about Getting a Mortgage above the purchase price
Best Portfolio landlord Buy to let Mortgage Rates
Looking for a high street mortgage rate for buy to let properties as a portfolio landlord. On the face of it, this challenge sounds straight forward however the reality is many of the best priced mortgage products are available exclusively for … [Read more...] about Best Portfolio landlord Buy to let Mortgage Rates
Fixed rate without early repayment charges
Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage Important Information Residential and Buy to Let Mortgages Rates current as at 18/11/19. The overall cost for … [Read more...] about Fixed rate without early repayment charges
Interest only Buy to let Debt Consolidation
Should you Remortgage your Buy to Let to pay off some debts Debt consolidation has often gravitated towards mortgages. Attracted by the low interest rates, options to fix, overpay and borrow large amounts it's easy to see why. Since the late … [Read more...] about Interest only Buy to let Debt Consolidation
Mortgage to stop your bankruptcy
Anul your bankruptcy and save your credit record and your home Before I raise false hope here you need to have sizeable equity in your property, probably changed your occupation to an employed position, have at least a month until the court … [Read more...] about Mortgage to stop your bankruptcy
Mortgage Declined by Nationwide
Been declined for a mortgage due to credit conduct we can help? Nationwide are the country's largest building society and as a mutual company, they will always look to protect their members by running tight lending criteria. It's their right and … [Read more...] about Mortgage Declined by Nationwide
Missed Mortgage payments
Mortgage Arrears stopping you get a new mortgage? Mortgage Lenders do not like lending to applicants who have had a track record of missing mortgage payments. In fact, apart from not paying a tax bill, it is the single biggest detractor. Any … [Read more...] about Missed Mortgage payments
Getting a Semi Commercial mortgage
Semi Commercial mortgage options If you are reading this article on "semi commercial mortgage products" I guess you're trying to do your own research so I thought I would give you some pointers. I’m a professional Mortgage Broker and most … [Read more...] about Getting a Semi Commercial mortgage
Limited Company Buy to Lets can double your legal costs.
The other associated costs of getting a Mortgage under SPV (Special Purpose Vehicle) This might seem like a bold statement but limited company buy to lets can literally double your legal costs. How so? Read on and find out why. First, can I … [Read more...] about Limited Company Buy to Lets can double your legal costs.
First Time Buyer Mortgage
First Time Buyer Mortgage questions answered This decade has seen a number of initiatives to stimulate first time buyer activity. These include cheap funds to banks for higher loan-to-value lending; Help to Buy equity loans and ISA incentives, … [Read more...] about First Time Buyer Mortgage
