I am self employed can I use my last years self employed income for a mortgage or do I have to take an average of the last three years? The good news is we have a number of lenders that will consider last years self employed income for a … [Read more...] about Can I use my last years self employed income for a mortgage?
Buy to Let Remortgage within 6 months access to 8 Lenders that will do it
Buy to Let Remortgage within 6 even if you have bought in cash or bridging finance. This article discusses raising money on a let property that was originally bought in cash. You would think getting a Buy to Let Remortgage within 6 months if … [Read more...] about Buy to Let Remortgage within 6 months access to 8 Lenders that will do it
Limited Company Buy to Let mortgages
Set up a limited company buy to let with the help of a mortgage The Chancellor George Osbourne announced today a potential drop in corporation tax to 15% which has brought back sharply into focus the advantages of limited company buy to lets, and in … [Read more...] about Limited Company Buy to Let mortgages
Remortgage to pay off Debt
Key points you need to be aware of when getting a Remortgage to pay off debt. Debt consolidation into your mortgage is not a new idea but there have been many refinements to the lenders policies, some unwritten, which has made this exercise harder … [Read more...] about Remortgage to pay off Debt
Right to Buy Mortgage with Bad Credit
Right to Buy Mortgage with Bad Credit including Defaults, CCJs or IVA and even past Bankruptcy Sorry if it’s a Flat you want to get a Right to Buy mortgage for then we Can’t help if you have bad credit and its likely you will have to wait until its … [Read more...] about Right to Buy Mortgage with Bad Credit
Loan to value LTV limit for a remortgage
Does the loan to value - LTV product limit a remortgage amount? How to loan to value limits work? You may have seen Lenders quoting loan to value / LTV limits for their remortgages on their websites and literature but what does it all mean? The … [Read more...] about Loan to value LTV limit for a remortgage
Borrowing from The Mortgage Works has just got harder
Existing customers who want to raise additional money from The Mortgage Works may face disappointment due to recent rental calculation criteria changes. If you are an existing The Mortgage Works customer you will probably be shocked to find out that … [Read more...] about Borrowing from The Mortgage Works has just got harder
Self Employed Mortgage based on last years accounts
Self Employed Mortgage based on last years accounts - Borrow more when using the last year’s net profit If you need a self employed Mortgage based on last years accounts account then you have come to the right website . It could be me … [Read more...] about Self Employed Mortgage based on last years accounts
The Mortgage Works changes rental calculation and maximum LTV for the worse
Bad news as one of the UK’s largest Buy to Let Mortgage Lenders makes significant changes to rental calculations and loan-to-values. The Mortgage Works has reacted to other Lenders by tightening its lending criteria. The biggest change is around … [Read more...] about The Mortgage Works changes rental calculation and maximum LTV for the worse
Buying the house next door with the help of a mortgage
Which Lenders will give me a mortgage if I want to buy the house next door property and rent it out. I get a surprisingly high number of mortgage enquiries relating to the purchase of buy-to-let properties that are next door to one already owned by … [Read more...] about Buying the house next door with the help of a mortgage