What level of deposit is needed for Foreign Nationals on a Tier Visa who want to get a mortgage? The size of the deposit for Foreign Nationals on a Tier Visa will depend on your personal circumstances, when you entered the UK and the remaining term … [Read more...] about Foreign Nationals on a Tier Visa Mortgage Lending Criteria
Mortgages
Mortgage and product news, best buys and tips
Mortgage for a studio flat
If you’re looking to get a mortgage for a studio flat you will soon find out that it is not straight forward. Getting a Mortgage for a studio flat are harder to obtain than your average UK mortgage as the choice of lender is much lower. Why is the … [Read more...] about Mortgage for a studio flat
Tier 2 Visa Mortgage Questions Answered
I’ve only been living and working here for a year in the UK and am on a Tier 2 Visa can I get a mortgage? The answer is ‘yes’, in theory, however, there are certain restrictions simply because of the time you’ve been in the UK and not necessarily … [Read more...] about Tier 2 Visa Mortgage Questions Answered
Let to Buy Mortgage vs Buy to Let Mortgage
If you want to convert your existing property into an investment property, you will need a Let to Buy Mortgage A Let to Buy Mortgage is basically where the applicant wants to remortgage their existing residential property which will be let out to … [Read more...] about Let to Buy Mortgage vs Buy to Let Mortgage
Mortgages above five times income multiples
Great news for borrowers - another Lender has announced that they can now potentially offer Mortgages above five times income multiples We now have another Lender who has decided to join the ranks of Lenders who would potentially lend Mortgages … [Read more...] about Mortgages above five times income multiples
Mortgage for doctors, nurses and other NHS staff
Getting a mortgage if you are employed as a Surgeon, Doctor, Nurse, ambulance services or any other part of the National Health Service We are getting an increasing number of enquiries from applicants who work for the National Health Service who are … [Read more...] about Mortgage for doctors, nurses and other NHS staff
Changes to the Family Buy to Let Mortgage product in the UK
Buy to Let Mortgages to rent to family members rules - Information on Regulated Buy to Let Mortgages If you want to buy a house and rent it to a family member such as your children (aged over 18 years), father, mother, brother sister, aunt and … [Read more...] about Changes to the Family Buy to Let Mortgage product in the UK
Mortgage Conveyancing explained
What does a Mortgage conveyancer /solicitor do when a property is purchased and how does this effect my house purchase chances? My role as a Mortgage Broker is to obtain finance to purchase a property requires me to keep you updated until the … [Read more...] about Mortgage Conveyancing explained
What do mortgage lenders look for in your bank statements?
If you are applying for a mortgage then the chances are the lender will want to see your bank statements, but why are these relevant? … [Read more...] about What do mortgage lenders look for in your bank statements?
Top 10 Mortgage valuation problems
Mortgage valuation problems & what property defects are mortgage lenders looking for in their valuation? When you are arranging a mortgage the lender will carry out a basic mortgage valuation. This article covers the Top 10 Mortgage … [Read more...] about Top 10 Mortgage valuation problems
