News

⚠ Security notice: a fake Instagram account is impersonating Niche Advice. We will never ask for money or financial details via social media. Click here for more information →

Latest guidance

604 guides

How to Get a Mortgage with children challenges and Solutions

Residential mortgages

How to Get a Mortgage with children challenges and Solutions

In this article, I discuss how you can get a mortgage with children and the different complications involved in the process reviewing the different possible solutions that are currently available to would-be Mortgage holders. Payam Azadi8 Nov 2021Updated 1 May 20268 min read

Interest rates

Residential mortgages

Interest rates are set to rise

Interest rates will go up so what now? Payam Azadi21 Oct 20212 min read

Maximum Mortgage

Residential mortgages

Maximum Mortgage Affordability Income Rules for UK Lenders

What is the maximum mortgage I can borrow? Payam Azadi20 Oct 20213 min read

CIS Scheme Mortgage

Residential mortgages

CIS Mortgage Scheme Broker how much can you borrow

If you work in the CIS Construction Industry then you will need a CIS Mortgage Scheme, then please read on Payam Azadi18 Oct 2021Updated 15 Aug 20264 min read

Best 5 Year Fixed Mortgage UK Index October 2021

Best 5 Year Fixed Mortgage UK Index October 2021

The Niche Advice Market Watch Rate Tracker Index (NARTI) looks into the progress of best mortgage rates 5 year fixed UK mortgage rates over the course of time. It is designed to show short… Payam Azadi13 Oct 2021Updated 1 May 20263 min read

Contractor mortgages

Self-employed and complex income

IR35 Contractor Mortgage Umbrella Company Daily Rate Mortgage

New Contractor Mortgage after IR35 Umbrella Company Employee Mortgage & Daily Rate products Richard Stokes1 Aug 20213 min read

How to Improve your Credit Score before a Mortgage Application

Top tips to Improve your Credit Score from a Mortgage Broker Payam Azadi30 Apr 20211 min read

First Time Buyer Mortgage 5.5 times income with 10% deposit

Residential mortgages

First Time Buyer Mortgage 5.5 times income with 10% deposit

From 26th April 2021, we will have access to an exciting new mortgage aimed at first time buyers which will allow them to borrow up to 5.5 times income on a mortgage. Payam Azadi20 Apr 2021Updated 16 Nov 20221 min read

Help to Buy Caps introduced on the maximum property value

Residential mortgages

Help to Buy Caps introduced on the maximum property value

The Government Help to Buy Scheme has been a huge success and enabled many people become home owners who might otherwise have been excluded. Payam Azadi8 Apr 20211 min read

Finance for tax bills

Residential mortgages

Top five year fixed Rates

The Niche Advice Market Watch Rate Tracker Index(NARTI) looks into the progress of five year fixed mortgage rates over the course of time. It is designed to show short term trends to actively help… Payam Azadi7 Mar 2021Updated 1 May 20264 min read

first time buyer mortgage

Residential mortgages

First Time Buyer Mortgage FAQs

First Time Buyer Mortgage Affordability rules deposit second jobs bonus & commission income Payam Azadi25 Feb 20211 min read

Mortgage Watch – Best 5 Year Fixed Mortgage Index

Residential mortgages

Mortgage Watch – Best 5 Year Fixed Mortgage Index

Niche Advice Mortgage Watch Rate Tracker Index (NARTI) Payam Azadi1 Feb 2021Updated 1 May 20263 min read

0207 993 2044