Do you need a loan that you can repay at any time? We offer competitive loan solutions with low exit fees. The New Year is often a time to reflect on your finances as it is not uncommon to have been caught up in the furore of overspending during … [Read more...] about 12 Reasons to get a Secured Loan
News
Santander launches Help to Buy 2 95% Mortgage
New Help to Buy mortgages for older properties from Abbey / Santander Santander has finally launched is range of help to buy two mortgage products which are focused on older properties under the government’s help to buy scheme. First off I would … [Read more...] about Santander launches Help to Buy 2 95% Mortgage
Right to Buy Mortgage 2014 Guide
I have been given a substantial discount by the Council to buy my property can I get a Right to Buy mortgage. The simple answer the question above is ‘yes’ but there are some strict conditions which must be met in order to qualify for a Right to … [Read more...] about Right to Buy Mortgage 2014 Guide
Mortgage with bad credit 2014 guide
I have a bad credit report but still want to get a mortgage can you help? There are various degrees of bad credit in the lenders eyes when applying for mortgage. Ranging from a few missed payments on unsecured debt to defaults, CCJs, IVAs, … [Read more...] about Mortgage with bad credit 2014 guide
Maximum I can borrow for a mortgage
I want to borrow the maximum possible for a mortgage The house buying process is a complex one and can involve: agents; banks; brokers; solicitors; insurers and in the case of buy-to-lets the taxman so you may have a lot to contend with. So before … [Read more...] about Maximum I can borrow for a mortgage
Gifted deposit or gifted equity mortgages
Reading up on a subject on the internet is helpful but can fall short on delivery, for instance, one of their biggest searches on our website is ‘gifted deposits’ for mortgages. Invariably applicants digest this and then on their own try and make it … [Read more...] about Gifted deposit or gifted equity mortgages
Bad Credit mortgage needed after a divorce
I have a few Defaults and CCJs after a messy divorce can I get a mortgage even if I have got bad credit? I would say almost around 35% of all the adverse mortgage enquiries received are to do with a relationship or marital bust up in the past. … [Read more...] about Bad Credit mortgage needed after a divorce
Mortgage after new job
How quickly can I get a mortgage after getting a new job? The minimum period with a current employer could be as little as a week but does depend on your job history and, in particular, what you were doing prior to your new job. For instance, … [Read more...] about Mortgage after new job
Redundancy Insurance options
Legal & General ‘Lifetsyle’ Redundancy Cover Reviewed Loosing your job is a scary thought for most employees so protecting your income through redundancy cover is an excellent idea. This is even more important if you have taken on a large credit … [Read more...] about Redundancy Insurance options
Free Tax Assessment On Your Buy To Let With Multiple Occupants
Buy to Let Tax advice service We have been coming across a number of clients who are paying too much tax on their existing buy to lets with multiple tenants in them. It’s not their fault, and it’s not even obvious to their accountants who often are … [Read more...] about Free Tax Assessment On Your Buy To Let With Multiple Occupants
Tier 1 Visa mortgage lenders in the UK
Mortgage with Tier 1 Visa for foreign national applicants living and working in the UK Many Tier 1 Visa mortgage applications are unfortunately declined by lenders. To make matters worse the decision is not an initial one at the start but … [Read more...] about Tier 1 Visa mortgage lenders in the UK
Bankruptcy Mortgage after 2 years rates start from 4.89
If you are looking for a bankruptcy mortgage after 2 years of being discharged, and have a 25% deposit then look no further. Niche Advice is delighted to provide access to ‘exclusive’ funds from a building society for bankrupts who have only been … [Read more...] about Bankruptcy Mortgage after 2 years rates start from 4.89
Buy to Let Mortgage Into Retirement
If you are looking for a buy to let mortgage into retirement then look no further. This exceptional product does not have an age limit which is almost unheard of in this day and age. This means that you can continue to enjoy rental income in your … [Read more...] about Buy to Let Mortgage Into Retirement
95% Halifax Help to Buy Mortgage products
95% Halifax Mortgages for Help To Buy 2 Mortgage Guarantee Scheme It has been an exciting week as more and more lenders scramble to grab headlines by expressing their willingness to participate in the Help To Buy 2 Mortgage Guarantee Scheme. We … [Read more...] about 95% Halifax Help to Buy Mortgage products
Help to Buy Mortgage
Help to Buy Mortgage Equity Loans Help to Buy Mortgage is a method of buying a property with the help of the Government. The concept is to make home ownership more affordable and also further UK building. The Help to Buy Mortgage equity loan is … [Read more...] about Help to Buy Mortgage
