Reading up on a subject on the internet is helpful but can fall short on delivery, for instance, one of their biggest searches on our website is ‘gifted deposits’ for mortgages. Invariably applicants digest this and then on … Read More →
News
Bad Credit mortgage needed after a divorce
I have a few Defaults and CCJs after a messy divorce can I get a mortgage even if I have got bad credit? I would say almost around 35% of all the adverse mortgage enquiries received are to … Read More →
Mortgage after new job
How quickly can I get a mortgage after getting a new job? The minimum period with a current employer could be as little as a week but does depend on your job history and, in particular, what you … Read More →
Redundancy Insurance options
Legal & General ‘Lifetsyle’ Redundancy Cover Reviewed Loosing your job is a scary thought for most employees so protecting your income through redundancy cover is an excellent idea. This is even more important if you have taken on … Read More →
Free Tax Assessment On Your Buy To Let With Multiple Occupants
Buy to Let Tax advice service We have been coming across a number of clients who are paying too much tax on their existing buy to lets with multiple tenants in them. It’s not their fault, and it’s … Read More →
Tier 1 Visa mortgage lenders in the UK
Mortgage with Tier 1 Visa for foreign national applicants living and working in the UK Many Tier 1 Visa mortgage applications are unfortunately declined by lenders. To make matters worse the decision is not an initial one at … Read More →
Bankruptcy Mortgage after 2 years rates start from 4.89
If you are looking for a bankruptcy mortgage after 2 years of being discharged, and have a 25% deposit then look no further. Niche Advice is delighted to provide access to ‘exclusive’ funds from a building society for … Read More →
Buy to Let Mortgage Into Retirement
If you are looking for a buy to let mortgage into retirement then look no further. This exceptional product does not have an age limit which is almost unheard of in this day and age. This means that … Read More →
95% Halifax Help to Buy Mortgage products
95% Halifax Mortgages for Help To Buy 2 Mortgage Guarantee Scheme It has been an exciting week as more and more lenders scramble to grab headlines by expressing their willingness to participate in the Help To Buy 2 Mortgage … Read More →
Help to Buy Mortgage
Help to Buy Mortgage Equity Loans Help to Buy Mortgage is a method of buying a property with the help of the Government. The concept is to make home ownership more affordable and also further UK building. The … Read More →
Holiday Let Mortgages
How do I get a holiday let Mortgage for properties with variable rent? By resident mortgage expert Mr Payam Azadi Competition has returned to the holiday let mortgage market with rates as low as 3.29% (5.7% APR)*. It is … Read More →
Do I need to pay off my CCJs to get a CCJ mortgage?
5 observations on whether to pay off CCJs to get a CCJ mortgage CCJ mortgages – the need to satisfy County court judgements explained. There are no hard and fast rules to the dilemma of whether to pay off County … Read More →
CCJ Remortgage Options
I want to Re mortgage but have a CCJ showing on my credit report can I still raise capital against my home? Remortgaging with CCJs can be problematic. There are three main ways to tackle the problem if … Read More →
GE Money 80% CCJ Mortgage product review
GE Money offers an 80% CCJ mortgage product – but is it any good? GE Money is a lender that has battled through the credit crunch and continues to offer 80% CCJ mortgages to customers with CCJ issues … Read More →
Best Buy 90% mortgages for VISA applicants
If you are looking for Best Buy 90% mortgages for VISA applicants then you are in the right place for up to date information. Best Buy 90% mortgages for VISA applicants used to be few and far between … Read More →