It may be cheaper to take a second charge than redeem your mortgage Resident expert Mr Payam Azadi explains how excellent secured loan rates can help you. The last few years have been testing however I personally applaud the stance on interest … [Read more...] about Secured Loans can be a better solution for you
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Buy to let mortgage solutions for long tenancies
Buy to Let Mortgages with long tenancies can provide stable income and eradicate uncertainty As a Buy-to-let landlord myself I was delighted to hear Mayor Boris Johnson beat the drum at London Assembly recently with regards to longer tenancy … [Read more...] about Buy to let mortgage solutions for long tenancies
Buy to let Mortgage into retirement until your 90
The Rise Of The ‘Grandlords’ buy to let mortgages for applicants over the retirement age. Firstly can I start by saying I’m not fond of the term ‘Grandlord’ which was branded in a bold headline across The Daily Telegraph’ recently but the content … [Read more...] about Buy to let Mortgage into retirement until your 90
Getting a Mortgage when you are on maternity leave
Mortgage based on your normal salary whilst on maternity leave Contrary to popular belief it is possible to get a mortgage based on your normal salary whilst on maternity leave and I have personally helped numerous customers on this basis. To find … [Read more...] about Getting a Mortgage when you are on maternity leave
High net worth insurance
When it comes to high net worth home insurance look beyond the sales gimmicks Getting home insurance for high net worth properties is an essential part of managing risk and when it comes to finding a suitable cover it is essential that you partner … [Read more...] about High net worth insurance
High-value home insurance
High-value home insurance buildings and contents for UK properties over a million pounds Before I wrote this article I typed in Google ‘high-value home insurance’ and I was inundated with lots of adverts and links on all or claiming that they had … [Read more...] about High-value home insurance
How Can I Speed Up My Mortgage Application Part 2
If you want a quick mortgage you have to play your part. In the second part of the series Niche Advice provides tips on the best way to present your mortgage application to get a mortgage quickly. Obtaining a mortgage is not as easy as it used to … [Read more...] about How Can I Speed Up My Mortgage Application Part 2
How Can I Speed Up My Mortgage Application
Here it is: you have searched for months and finally you have found the property that will make an ideal home but you need a mortgage agreed quickly otherwise you could end up being disappointed again. It is fair to say mortgages are not granted as … [Read more...] about How Can I Speed Up My Mortgage Application
Bad credit mortgage high street banks
I have been to my high street bank and they have said they will not lend me the money for a mortgage due to past Credit problems, can I get a Bad Credit Mortgage? The above statement is typical of some of the enquiries that I receive on a daily … [Read more...] about Bad credit mortgage high street banks
Buy to let Remortgage on low Income
My income has dropped considerably yet I have a lot of equity within my portfolio of properties and need a Buy to let Remortgage on low Income Product. One of the biggest pains in my life is how lenders have all of a sudden decided to put in place … [Read more...] about Buy to let Remortgage on low Income
Bad credit mortgages for first time buyers
Mortgage Lenders that can offer bad credit mortgages to first-time buyers with CCJs and defaults on their credit file. I’m a first time buyer with a poor credit rating can I get a mortgage. As a first time buyer life is hard enough let alone … [Read more...] about Bad credit mortgages for first time buyers
Buy to Let Mortgage Advice
How people are making money in the recession through investment in property with good Buy to Let Mortgage Advice Let me start this article by pointing out that I do have a small modest Buy to Let portfolio myself but unlike some Buy to Let mortgage … [Read more...] about Buy to Let Mortgage Advice
Finance for Lease Extensions
I have an expensive property in Central London and need to raise funds quickly, how do I get Finance for Lease Extensions? I recently have received a number of enquiries within the Knightsbridge, Mayfair, Chelsea and Kensington areas which are … [Read more...] about Finance for Lease Extensions
Getting finance for converting a large property into self-contained flats
I want to buy a large property and convert it into self-contained flats and need a mortgage or finance? House to flat conversion Finance one or multiple leases on the property do you have anyone that can fund this? I know the answer to these … [Read more...] about Getting finance for converting a large property into self-contained flats
Buy to Let Remortgage with Bad Credit including defaults and CCJs
I want to get a Buy to Let Remortgage with Bad Credit as I have past credit issues such as defaults, CCJs and late payments which are a few years old. Getting a Buy to Let mortgage has become much harder with the introduction of income verification … [Read more...] about Buy to Let Remortgage with Bad Credit including defaults and CCJs