Getting the right pension advice is key if your self employed want to plan for your retirement in the right way. If you are self employed I should imagine you do not have time to trawl through pension brochures and their small print, and dare I say … [Read more...] about Personal Pension advice for self employed business owners
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Best Buy to Let mortgage until your 85 years old – No minimum income interest only
4.48% Free Legal’s up to 75% Loan to Value fixed fee which is great for larger loan sizes and people near the retirement age. We have now got access to great new exclusive buy to let product for professional landlords which doesn't require a minimum … [Read more...] about Best Buy to Let mortgage until your 85 years old – No minimum income interest only
Getting a Mortgage with a family gifted deposit
How we can help with gifted deposit Mortgages Give you advice around lenders criteria and family gifted deposits Who can make a gift and how it can be made Overseas gifts and money laundering rules Gifted equities - meaning actual % of … [Read more...] about Getting a Mortgage with a family gifted deposit
Buy to let mortgage no minimum income required
Buy to let mortgage no minimum income required Surely no one would purchase a buy to let property without savings in the bank for essential repairs and to cover periods of vacancy? Yet strangely this is what the UK buy to let lenders would have us … [Read more...] about Buy to let mortgage no minimum income required
80% Buy To Let mortgage product
Get a Buy to Let mortgage with only 20% deposit. No minimum earned income requirement and available to applicants who have just started work I am pleased to announce that we have access to a cracking buy to let product which requires a small … [Read more...] about 80% Buy To Let mortgage product
Buy to Let Mortgage for people who have had CCJs and Defaults
We now have access to Buy to let mortgage products for people who have had late payments on loans or cards and some CCJs and Defaults Today I am please to announce that we have got access a ground breaking Buy to Let mortgage product for minor level … [Read more...] about Buy to Let Mortgage for people who have had CCJs and Defaults
HMO Mortgage | HMO Remortgage
Getting a Buy to let HMO Mortgage is not straight forward. However we are experienced in positioning the application to the HMO lenders for a favorable response. Ahead of writing this article I thought it might be helpful to conduct some additional … [Read more...] about HMO Mortgage | HMO Remortgage
Home buyer survey costs and why get a valuation report
You should take out an Home buyer or full structural survey or you could be in a lot of trouble. If you are in the process of buying a home, I don’t need to tell you that it’s a costly business. However, the outlay could pale into insignificance … [Read more...] about Home buyer survey costs and why get a valuation report
Cash Balance Pension Plans
With the help of Niche Advice set yourself apart from other employers by offering a Cash Balance Plan as your main employer pension scheme. The advantage of a Cash Balance Plan over a traditional Money Purchase Pension Scheme . is that it includes … [Read more...] about Cash Balance Pension Plans
Money Purchase Schemes
Show you care about your employees by introducing or improving your current employee pension arrangements. A Money Purchase Scheme does not have to cost the earth to implement or run. Money Purchase Schemes simply provide benefits based on the … [Read more...] about Money Purchase Schemes
Self invested personal pensions (SIPPs)
A self invested personal pension (SIPP) is simply a personal pension scheme that offers a much wider spectrum of investment choice when compared to a traditional personal pension offered by a life office. For example, a self invested personal … [Read more...] about Self invested personal pensions (SIPPs)
Bridging Loan Solution – I’m splitting up form partner and need short term money fast.
I’m separating from my partner and need to borrow money for a new home. Life does not always work out as intended and if you need a fast solution to a situation of relationship break up a bridging loan might be suitable for you. Owning a property … [Read more...] about Bridging Loan Solution – I’m splitting up form partner and need short term money fast.
Stakeholder Pension
A stakeholder pension is effectively a low personal pension. The only way that a stakeholder pension differs from a personal pension is that a stakeholder pension has certain minimum standards that it needs to adhere to. For example, the charges … [Read more...] about Stakeholder Pension
Buy to Let Remortgage Free valuation Free legals
Buy to Let Remortgage 2 Year Discount - Initial pay rate 4.40% (APR 6.0) Main lender fees £399 Free valuation and free basic legal service I have been getting a lot of Buy-to-Let re-mortgage enquires in the last month and have come across a very … [Read more...] about Buy to Let Remortgage Free valuation Free legals
Free credit check for life via www.noddle.co.uk
Free credit check for people who are thinking of getting a mortgage and after. One of my mortgage clients told me about this site which lets you sign up for free and access you credit file for free. I tried it myself and it seems to work … [Read more...] about Free credit check for life via www.noddle.co.uk
