You should take out an Home buyer or full structural survey or you could be in a lot of trouble. If you are in the process of buying a home, I don’t need to tell you that it’s a costly business. However, the outlay could pale into insignificance … [Read more...] about Home buyer survey costs and why get a valuation report
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Cash Balance Pension Plans
With the help of Niche Advice set yourself apart from other employers by offering a Cash Balance Plan as your main employer pension scheme. The advantage of a Cash Balance Plan over a traditional Money Purchase Pension Scheme . is that it includes … [Read more...] about Cash Balance Pension Plans
Money Purchase Schemes
Show you care about your employees by introducing or improving your current employee pension arrangements. A Money Purchase Scheme does not have to cost the earth to implement or run. Money Purchase Schemes simply provide benefits based on the … [Read more...] about Money Purchase Schemes
Self invested personal pensions (SIPPs)
A self invested personal pension (SIPP) is simply a personal pension scheme that offers a much wider spectrum of investment choice when compared to a traditional personal pension offered by a life office. For example, a self invested personal … [Read more...] about Self invested personal pensions (SIPPs)
Bridging Loan Solution – I’m splitting up form partner and need short term money fast.
I’m separating from my partner and need to borrow money for a new home. Life does not always work out as intended and if you need a fast solution to a situation of relationship break up a bridging loan might be suitable for you. Owning a property … [Read more...] about Bridging Loan Solution – I’m splitting up form partner and need short term money fast.
Stakeholder Pension
A stakeholder pension is effectively a low personal pension. The only way that a stakeholder pension differs from a personal pension is that a stakeholder pension has certain minimum standards that it needs to adhere to. For example, the charges … [Read more...] about Stakeholder Pension
Buy to Let Remortgage Free valuation Free legals
Buy to Let Remortgage 2 Year Discount - Initial pay rate 4.40% (APR 6.0) Main lender fees £399 Free valuation and free basic legal service I have been getting a lot of Buy-to-Let re-mortgage enquires in the last month and have come across a very … [Read more...] about Buy to Let Remortgage Free valuation Free legals
Free credit check for life via www.noddle.co.uk
Free credit check for people who are thinking of getting a mortgage and after. One of my mortgage clients told me about this site which lets you sign up for free and access you credit file for free. I tried it myself and it seems to work … [Read more...] about Free credit check for life via www.noddle.co.uk
Tax Avoidance Schemes
Are you an IHT Planner or have you waited to the last minute? Tax Avoidance Schemes hit the headlines last week as two high profile stars Messer’s Jimmy Carr and Gary Barlow got caught up public fury. The general consensus against the low (virtual … [Read more...] about Tax Avoidance Schemes
Bridging Loans are a good alternative for when Mortgage lenders turn down property.
My mortgage lender will not lend on the property I want, can I get alternative finance? I can’t move as my lender has turned down my property. They say buying a house is one of the most stressful things you can do. Even when you have jumped … [Read more...] about Bridging Loans are a good alternative for when Mortgage lenders turn down property.
What are Bridging Loans?
Niche Advice offers bridging loans to those in need to purchase property quickly. What are UK bridging loans? Well a bridging loan is a short term loan used to achieve a particular objective. The most common use of a bridging loan is for … [Read more...] about What are Bridging Loans?
Mortgage with bad credit CCJ
Mortgages for ex bankrupts, people with CCJs, Defaults and even past IVAs we can help Getting a mortgage if you have a bad credit profile has been very difficult since the ‘credit crunch’. Lenders are more protective of their funds and are … [Read more...] about Mortgage with bad credit CCJ
First Time Buyer Mortgage 3.99% 5 year fixed to 70 percent
I am pleased to announce this fantastic new mortgage product from one of our leading lenders: Nationwide Building Society who is also offering reduced fees on its 5 year fixed rates. This means that first time buyers benefiting from a £700 discount … [Read more...] about First Time Buyer Mortgage 3.99% 5 year fixed to 70 percent
Bank holds base rate at 0.5%
The Bank of England’s Monetary Policy Committee has held the base rate at 0.5% with no extension to quantitative easing. Surprise Surprise the Bank of England has decided to hold interests at an all time low of 0.5%. The biggest issue is that Banks … [Read more...] about Bank holds base rate at 0.5%
How to avoid inheritance tax
Reduce Your Inheritance Tax liability by getting the right advice. Although this article is titled “How to avoid inheritance tax” this is merely for marketing purposes and actual terminology is should be “How can you mitigate your Inheritance Tax … [Read more...] about How to avoid inheritance tax
